In this episode of Everyone’s Talkin’ Money, we’re diving into the untold story of stay-at-home moms and financial independence with Karen Johnson, also known as The 21st Century SAHM. Karen opens up about her powerful new book, What Do I Want to Be When They Grow Up?, and the identity crisis many mothers face when they step away from a paycheck to raise their kids.
You’ll hear:
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How to reclaim your financial worth as a stay-at-home mom — even if you’re not bringing in income
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The emotional and financial cost of sacrificing your career for your family and how to rebuild your sense of self
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Why investing in yourself isn’t selfish — and how to do it without the mom guilt
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How to have honest money conversations with your partner when you’re not earning a paycheck
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Karen’s top advice for women in their 40s navigating big life pivots and financial decisions
Whether you’re a stay-at-home mom, a working mom, or somewhere in between, this conversation will remind you that your worth isn’t defined by a paycheck — and that it’s never too late to invest in you.
You’ll walk away learning:
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Many women feel guilt about pursuing interests outside of motherhood.
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Motherhood can feel like a death of previous identity.
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Social media often portrays an unrealistic view of motherhood.
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Women are conditioned to feel guilty about not enjoying every moment.
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Perfectionism can negatively impact mental health in motherhood.
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It's important to focus on accomplishments rather than shortcomings.
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Unpaid labor in the household is valuable and should be recognized. Women should feel empowered to ask for what they deserve.
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Many women handle day-to-day finances but lack knowledge of larger financial matters.
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It's crucial for both partners to be educated about household finances.
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Financial literacy can prevent future hardships in case of unexpected events.
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Women often feel guilty about spending money on themselves.
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Selfishness in financial decisions can be redefined as self-care.
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Finding personal hobbies is essential for mental well-being.
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Aging can bring a sense of freedom and acceptance.
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Conversations about money should be open and honest, without guilt.
Follow Karen on social media @21stcenturysahm) and visit the21stcenturysahm.com) to pre-order her book, What Do I Want to Be When They Grow Up?
And don’t forget to follow us on Instagram @everyonestalkinmoney) for more real talk about money, motherhood, and finding your power.
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