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cover of episode How to Budget for Trips: When to Book and How to Avoid Hidden Fees

How to Budget for Trips: When to Book and How to Avoid Hidden Fees

2025/3/17
logo of podcast NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

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M
Megan Coyle
S
Sally French
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Megan Coyle: 我会提前规划全年的旅行,特别是那些不可避免的假期旅行,我会预留大约1000美元的预算。我会使用Google Flights等工具来预估机票价格,并设置价格提醒。我会利用副业收入,存入高收益储蓄账户,专门用于旅行。如果机票价格上涨,我会相应调整预算,甚至考虑选择更便宜的航班,例如红眼航班或转机航班。对于其他旅行,例如婚礼,我也会提前预估费用,并使用积分和里程来支付部分费用。我会关注信用卡的开卡奖励和积分转账活动,并提前申请信用卡来获得更多奖励。我会充分利用信用卡的各种优惠,例如免费住宿奖励和西南航空的伴侣通行证,来降低旅行成本。 Sally French: 建立专门的旅行基金来储蓄旅行费用,就像小时候存钱买玩具一样。可以使用Google Flights和Google Hotels来预估机票和酒店的价格。国内航班建议提前1-3个月预订,国际航班建议提前2-8个月预订。除非有明确的兑换目标,否则建议及时使用积分,避免积分贬值。灵活选择航班,可以先到达附近城市,再转机到目的地,节省费用。选择合适的信用卡,利用积分转账和信用卡奖励来支付机票。提前申请信用卡,利用信用卡的开卡奖励来支付旅行费用。充分利用信用卡的各种优惠,例如免费住宿奖励,来降低旅行成本。 Sally French: 我建议大家建立一个专门的旅行基金,以便更好地管理旅行预算。在预估旅行成本时,可以使用Google Flights等工具。对于机票预订,国内航班建议提前1-3个月,国际航班建议提前2-8个月。此外,要关注机票价格的波动,并根据实际情况调整预算。在使用积分方面,除非有明确的兑换目标,否则建议及时使用,避免贬值。灵活的旅行日期可以帮助你找到更便宜的机票和酒店。充分利用信用卡的各种优惠,例如免费住宿奖励和西南航空的伴侣通行证,可以有效降低旅行成本。在使用Uber等服务时,要注意避免额外的货币兑换费用。

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Shownotes Transcript

Learn how to budget for travel, save on flights, and maximize credit card rewards for your next trip.

How can you budget and save money for travel? How can you maximize credit card rewards and travel points to help lower trip costs? Hosts Meghan Coyle and Sally French discuss budgeting strategies and travel rewards to help you plan smarter for your trips. They begin by sharing new data that might impact your budget for spring break travel, give some highlights of new airport lounges that opened in Las Vegas and Philadelphia, and discuss a change coming to the Uber app that could affect you if you’re traveling abroad. Then, they dig into some options for setting a travel budget, with tips on estimating costs using Google Flights, creating a dedicated travel savings fund, and planning ahead for rising airfare prices. Meghan and Sally also explore some of the ways you can leverage credit card perks and travel rewards to stretch your budget even further. 

Resources discussed in this episode:

In their conversation, the Nerds discuss: travel budget, how to save money for travel, best travel credit cards, travel points and miles, airline rewards, Google Flights price alerts, budgeting for flights, cheap flights, best time to book flights, credit card travel perks, Southwest Companion Pass, travel savings account, airfare inflation, high-yield savings for travel, vacation budget, flexible travel dates, how to maximize travel rewards, best hotel rewards programs, credit card sign-up bonuses, when to use travel points, credit cards with no foreign transaction fees, airline lounge access, how to get cheap last-minute flights, and unexpected travel expenses.