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cover of episode How to Retire Early and Live Abroad: Your Guide to Making FIRE Last (Plus: 2025 Gas Prices Explained)

How to Retire Early and Live Abroad: Your Guide to Making FIRE Last (Plus: 2025 Gas Prices Explained)

2025/7/3
logo of podcast NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

AI Deep Dive AI Chapters Transcript
People
A
Aixa Diaz
A
Anna Helhosky
E
Ellie
Topics
Anna Helhosky: 我认为今年7月4日假期出行高峰期,交通会非常拥堵,所以我不愿意出门。目前美国普通汽油的平均价格约为3.18美元,虽然比一个月前略有上涨,但比去年同期有所下降。 Aixa Diaz: 从过去几年的数据来看,2021年的汽油价格处于一个非常低的水平。2025年汽油价格相对稳定,没有出现大幅波动。汽油价格会随着季节变化,春夏季节是出行高峰期,汽油需求量大,价格会上涨;秋冬季节出行减少,汽油需求量小,价格会下降。夏季汽油的生产成本较高,因为夏季汽油不易挥发,所以价格也会更高。关税目前对汽油价格没有明显影响,影响汽油价格的主要因素还是原油价格。目前原油价格约为每桶65美元,相对较低。由于汽油价格受到多种因素的影响,所以很难预测。我们预计今年7月4日假期出行高峰期,汽油价格不会像去年那么高,但也不会像2021年那么低。目前没有任何能源政策会影响汽油价格,影响汽油价格的主要因素还是石油的供需情况。电动汽车的普及和远程办公的兴起可能导致汽油需求下降。汽油价格不会显著影响人们的出行决策,因为出行是一种情感需求。夏季的自驾游需求仍然很高,因为自驾游对家庭来说仍然很经济,而且更灵活。加州和太平洋西北地区的汽油价格最高,而南方各州的汽油价格最低。出行前要准备一个紧急工具包,包括额外的水、手机充电器和零食。确保车辆状况良好。提前规划可以更好地节省开支。如果要长途驾驶,尽量早点出发,避开下午的交通高峰期。如果是长途旅行,可以在中途安排过夜,并轮流驾驶。

Deep Dive

Chapters
This chapter discusses gas price trends in 2025, comparing them to previous years and explaining factors that influence prices, such as seasonal changes in gasoline blends and crude oil prices. Experts also offer advice on how to save money on gas.
  • The average price of regular gas in the U.S. is around $3.18, slightly higher than a month ago but lower than a year ago.
  • Gas prices fluctuate throughout the year, typically spiking in spring and summer.
  • Summer blend gasoline is more expensive to produce than winter blend.
  • Crude oil prices are a major factor impacting gas prices.
  • Current crude oil prices are relatively low compared to last year.
  • Demand for gas is high during summer travel season, but not as high as in previous years.
  • California and the Pacific Northwest have the highest gas prices, while Mississippi and Alabama have the lowest.
  • Tips for saving money on gas include planning ahead, packing snacks, and leaving early to avoid traffic.

Shownotes Transcript

Learn how to navigate gas prices this summer, then hear how to make your money work after retiring early and moving abroad.

What’s going on with gas prices this summer? How can early retirees turn their savings into income abroad? Hosts Sean Pyles and Elizabeth Ayoola discuss gas price trends and smart investment options for early retirees to help you plan a smoother ride — both on the road and in your financial journey. Joined by NerdWallet’s Anna Helhoski and AAA’s Aixa Diaz, they begin with a discussion of 2025 gas prices, with tips and tricks on timing your fill-ups, choosing the right fuel blend, and prepping your car for summer travel.

Then, Sean and Elizabeth answer a listener’s question about how to turn $150,000 in savings into ongoing passive income after achieving FIRE (Financial Independence, Retire Early) and relocating to Spain. They discuss how to balance accessibility with growth through options like CD ladders, T-bills, REITs, and dividend ETFs. They also explore considerations around managing rental properties from abroad, currency risk, and the importance of working with a CPA to avoid tax pitfalls when investing internationally.

Use NerdWallet’s free compound interest calculator to see how your savings and investment account balances can grow with the magic of compound interest: https://www.nerdwallet.com/calculator/compound-interest-calculator

Dividend aristocrats are stocks that raise their dividends every year. Here’s an overview of how to invest in them: https://www.nerdwallet.com/article/investing/top-dividend-aristocrats-list)

Dividend stocks can be a great choice for investors looking for passive income and portfolio stability. View NerdWallet’s list of the best high-dividend stocks and learn how to invest in them: https://www.nerdwallet.com/article/investing/how-to-invest-dividend-stocks

Here’s NerdWallet’s list of the best ways to send money internationally: https://www.nerdwallet.com/article/banking/best-ways-to-wire-money-internationally

In their conversation, the Nerds discuss: gas prices 2025, summer gas prices, how to save money on gas, why are gas prices rising, AAA fuel cost calculator, road trip cost calculator, gas price trends, crude oil price impact on gas, how to prepare for a road trip, car maintenance for road trips, road trip emergency kit checklist, what affects gas prices, hurricane impact on gas prices, early retirement abroad, how to generate passive income after FIRE, CD ladder strategy, high-yield savings alternatives, best short-term investments, moving to Spain finances, cost of living in Spain vs USA, living off rental income abroad, managing rental property from overseas, REIT vs dividend ETF, opening brokerage account abroad, FATCA rules for expats, real estate income planning, investing while living overseas, treasury bills vs CDs, compound interest calculator, diversifying passive income, financial planning after FIRE, and retiring in your 40s.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]).

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