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cover of episode Why do we have pennies? (and more money questions)

Why do we have pennies? (and more money questions)

2024/10/29
logo of podcast Million Bazillion

Million Bazillion

AI Deep Dive AI Chapters Transcript
People
B
Bridget
专注于打击数字骗局和保护个人隐私的个人,特别是在 AI 生成的虚假讣告方面。
J
Janet Nguyen
R
Renu Zaretsky
R
Ryan
讨论创建自由派版本的乔·罗根的播客主持人。
Topics
Ryan: 借记卡和信用卡看起来很像,都是长方形的塑料卡片,带有芯片。但是,借记卡只能使用你银行账户里的钱,就像使用现金一样,方便快捷。你只能花你账户里现有的钱,如果尝试花超过账户余额的钱,交易就不会成功。另一方面,信用卡是一种让你可以用借来的钱买东西的工具。在80年代,人们会把信用卡拿出来说,让我们用塑料卡付账。现在,几乎每个人都有信用卡,使用信用卡时需要谨慎。如果你没有在规定的时间内还清借款,最终可能会支付大量的滞纳金和利息,还会损害你的信用,这会让你以后购买大件商品更加困难。

Deep Dive

Chapters
The episode begins with Ryan and Bridget explaining that they are filling in for Marketplace's regular hosts who are sick, and they haven't had much time to prepare for the live show. They are going to improvise and answer listeners' questions about money.
  • Ryan and Bridget are filling in for Marketplace hosts who got sick from tuna fish sandwiches.
  • They only had 20 minutes to prepare for the live show.
  • They will be working off instinct and using improv techniques.

Shownotes Transcript

Ryan and Bridget are back in the studio to host another live call-in show to answer the quick but not always easy questions listeners have about money. Together, they break down the difference between credit and debit cards, explain why pennies exist and show you how to spot fake money. But things take a turn when their soundboard develops a mind of its own.

If your family is interested in learning more about any of the questions we answered in this episode, check out our website). We’ve got discussion questions and tips!

This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million).