We're sunsetting PodQuest on 2025-07-28. Thank you for your support!
Export Podcast Subscriptions
cover of episode The Banking & Payments Show: AI as Your Financial Advisor. What Happens When Technology Takes the Lead?

The Banking & Payments Show: AI as Your Financial Advisor. What Happens When Technology Takes the Lead?

2025/3/11
logo of podcast Behind the Numbers: an EMARKETER Podcast

Behind the Numbers: an EMARKETER Podcast
AI Deep Dive AI Chapters Transcript
People
J
Jacob Bourne
L
Lauren Ashcraft
R
Rob Rubin
Topics
Rob Rubin: 我主持了关于人工智能是否会取代人类理财顾问的讨论。我们讨论了监管机构是否会允许，以及消费者是否会采用人工智能来替代人类理财顾问。我们还探讨了人工智能理财顾问是否会缩小或扩大贫富差距，以及如果人工智能理财顾问导致资金损失会发生什么。 Lauren Ashcraft: 我认为未来仍然需要人类理财顾问，但随着监管的变化，他们将能够更多地依赖人工智能，从而提高效率。我并不认为人工智能会完全取代人类理财顾问，而是会改变他们的工作方式，使他们能够更有效地服务更多客户。 Jacob Bourne: 我认为人工智能理财顾问的出现为金融行业带来了新的机遇和挑战。虽然放松监管为人工智能理财顾问工具的推出创造了有利时机，但人工智能理财顾问仍需提供良好的建议，否则将面临问题。该技术仍在发展中，存在风险，消费者需要谨慎。

Deep Dive

Chapters
This chapter discusses a survey on consumer interest in AI versus human financial advisors. While a plurality prefers humans, younger people show more openness to AI. The discussion touches upon the maturity of AI technology and potential risks in the financial sector.
  • 54% of respondents prefer human financial advisors
  • Older people prefer human advisors more than younger people
  • AI financial advisor technology is still under development and has potential risks

Shownotes Transcript

In today’s episode, we talk about whether regulators will allow, and consumers will adopt, AI over human financial advisors. Will AI close or widen the wealth gap? What happens if an AI financial advisory loses your money? Join the discussion with host and Head of Business Development Rob Rubin, and Analysts Lauren Ashcraft and Jacob Bourne.

 

Follow us on Instagram at: https://www.instagram.com/emarketer/)

For sponsorship opportunities contact us: [email protected])

For more information visit: https://www.emarketer.com/advertise/)

Have questions or just want to say hi? Drop us a line at [email protected]) 

 

For a transcript of this episode click here: 

https://www.emarketer.com/content/podcast-banking-payments-show-ai-your-financial-advisor-what-happens-technology-takes-lead)

 

© 2025 EMARKETER