What’s Your Lifetime Plan Score? Brad Connors Breaks Down iWealth’s Financial Planning System
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In this episode of the iWealth Podcast, Brad Connors sits down to share how he and his team help clients simplify the overwhelming world of personal finances, business ownership, and estate planning through a proprietary system they call the Lifetime Plan Score.Whether you're a busy professional, a family juggling competing priorities, or a successful business owner with multiple entities to manage, it's easy to lose track of everything you should be doing—especially when acronyms and industry jargon come flying at you from every direction. Brad gets that. That’s why he’s built his entire advisory process around clarity, simplicity, and accountability.At the heart of this system is a four-day planning process known as the FDC – Four Day Comeback, designed to give clients a plan on purpose. From the moment someone walks through the door at iWealth, the team begins measuring progress through a tangible, trackable Lifetime Plan Score. This score reflects how complete your overall financial plan is—not just investment accounts, but also critical areas like long-term care, estate documents, Social Security timing, Roth conversion strategies, cash flow in retirement, and more.What makes this system so effective? Two things: structure and visibility.Brad explains how each area of a client's financial life is categorized and given a status—either complete or needs attention. Those designations feed directly into the Lifetime Plan Score, giving clients a clear visual snapshot of where they are and what’s left to tackle. It’s not just theoretical. It’s built into iWealth’s tools and accessible in real time through a mobile app. On a Saturday afternoon, a client can open their phone and see exactly where their plan stands—and what steps are in progress.But there’s also a human side to it. Brad points out that life is always changing. Even if someone reaches a 100% Lifetime Plan Score (which is rare but possible), that number can drop as new variables enter the picture—new properties, tax changes, family dynamics, or updated goals. That’s why ongoing review, open communication, and proactive follow-up are essential.Matt highlights how the approach feels a little like “adult parenting”—not in a condescending way, but in a helpful, caring way. Think of it like this: as adults, we don’t often have someone holding us accountable for the important (but unurgent) things. With iWealth, clients get gentle reminders and to-do lists that keep their financial house in order—without judgment. In fact, Brad sees this accountability as one of the biggest reasons people hire an advisor in the first place.Whether you’re just starting out or years into your wealth journey, this episode will give you a fresh lens on what it means to have an actionable, evolving, and visible financial plan—powered by real people, supported by process, and driven by purpose.Hashtags: #iWealthPodcast #LifetimePlanScore #FinancialPlanning #BradConnors #FiduciaryAdvisor #ClarityWithMoney #PlanWithPurpose #WealthSimplified #AccountabilityMatters