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**Struggling to figure out what categories to include in your budget? **Learn how to simplify your categories and align them with your values for real progress.

Creating budget categories doesn't have to be overwhelming! In this episode, we break down budget categories into fixed needs, variable needs, wants, and savings. I’ll show you how to keep it simple, adjust for your unique circumstances, and build a budget that reflects your goals and values. Let’s make budgeting intentional, flexible, and effective!

Listen to the episode to answer these questions:

  • What’s the easiest way to decide which categories belong in my budget?
  • How can I separate needs, wants, and savings in a way that works for my family?
  • Why is it important to keep budget categories simple and flexible?
  • How do I adjust my budget for seasonal changes or life events?
  • What’s the connection between budget categories and my personal values?

FREE RESOURCE**Do you want me to come into your email with the *Budget Foundations Jumpstart?)* By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! **

**Let’s Connect. **

**Instagram ****@budgeteffectpodcast**)

**Email: **[email protected])

**Got a specific question you’d like me to answer on the show? Text it! **

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