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cover of episode Budgeting Is Dead (Do This Instead)

Budgeting Is Dead (Do This Instead)

2025/4/28
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Live Off Rents Podcast

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Most people hate budgeting—but what if there's a better way? In this episode, Brian chats with Whitney Elkins-Hutton, founder of Ash Wealth and author of Money For Tomorrow: How to Build and Protect Generational Wealth. Whitney shares why traditional budgeting might actually be hurting your wealth-building efforts—and what to focus on instead. If you want a more sustainable, happiness-centered approach to managing money, don’t miss this conversation!

🌍 What You’ll Learn:

✔️ Why "budgeting" as we know it is outdated ✔️ How to categorize your expenses to grow wealth ✔️ What the "Happiness Formula" is—and how to use it ✔️ How to align money priorities with your spouse or partner ✔️ Practical tools to automate and optimize your finances

⏳ Timestamps:

0:00 – Why most people hate budgeting 1:10 – Introducing Whitney Elkins-Hutton 2:00 – Why traditional budgeting methods fall short 3:30 – The four types of expenses: destructive, protective, productive, and consumptive 6:00 – How to focus on happiness-centered spending 8:20 – Dealing with conflicting money values in a household 10:15 – Tips for budgeting with a spouse or partner 13:00 – Practical steps to optimize your spending 14:30 – How Whitney helps people build wealth 15:00 – Where to connect with Whitney and get free resources