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cover of episode 突破搞钱羞耻,为人生做好planb

突破搞钱羞耻,为人生做好planb

2025/1/5
logo of podcast 大方谈钱

大方谈钱

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陈雪
Topics
陈雪:分享个人北漂经历,因工资低而探索各种副业,总结出低成本、线上为主、正反馈及时等特点,并强调克服金钱羞耻,分享经验帮助他人,获得正向反馈的重要性。 从早期发传单到利用拼多多砍一刀、送鸡蛋等方式拉新获客,再到利用闲鱼平台贩卖时间、虚拟资料、二手电商,以及利用AI工具进行写作、创作等,陈雪分享了多种副业尝试,并分析了每种方式的优劣,以及如何计算投入产出比。 她将搞钱视为游戏,强调提升‘脑眼手心’四项技能,即提升财商认知、敏锐洞察力、执行力以及人际交往能力。 陈雪还分享了如何评估副业的四个维度:技能积累、团队积累、影响力积累和有效资产积累,并建议大家根据自身情况,选择适合自己的副业,并坚持长期主义。 最后,陈雪分享了如何识别骗局,以及如何判断是否可以将副业转正,例如微信好友数量、副业收入超过主业等指标。 章衡、薇薇薇:作为主持人,引导陈雪分享经验,并提出一些问题,例如如何克服金钱羞耻,如何选择副业赛道,如何平衡主副业等,并与陈雪进行互动交流。

Deep Dive

Key Insights

Why did Chen Xue start exploring side hustles during her early career?

Chen Xue started exploring side hustles because her salary as a media professional in Beijing was low, and she needed additional income to support herself. She sought out side hustles that required minimal time and effort but could still generate significant returns.

What are some key strategies Chen Xue used to overcome the stigma around making money?

Chen Xue overcame the stigma around making money by focusing on three key strategies: ensuring the side hustle was practical and actually profitable, approaching it with a mindset of helping others (利他之心), and making the process fun and engaging to reduce any feelings of embarrassment.

What are some of the side hustles Chen Xue has successfully pursued?

Chen Xue has successfully pursued various side hustles, including reselling sneakers, trading limited-edition collectibles like Pop Mart figures, leveraging Taobao affiliate marketing, and organizing group purchases during events like Double 11. She also engaged in offline promotions, such as offering eggs to attract new users for Pinduoduo's 'cut one price' campaign.

What are some of the current opportunities in the side hustle market according to Chen Xue?

Chen Xue highlights several current opportunities in the side hustle market, including selling time or virtual resources on platforms like Xianyu, leveraging AI for tasks like writing and content creation, and exploring overseas opportunities such as YouTube Shorts and TikTok for platform incentives.

What are the four key dimensions Chen Xue uses to evaluate whether a side hustle is worth pursuing?

Chen Xue evaluates side hustles based on four dimensions: whether the skill can be accumulated and transferred, whether it allows for team building, whether it builds influence, and whether it generates tangible assets or income. These criteria help her determine the long-term viability and value of a side hustle.

What are some challenges Chen Xue faced when transitioning from a full-time job to being self-employed?

Chen Xue faced several challenges when transitioning to self-employment, including unstable income, a lack of social interaction and support, and the difficulty of setting and maintaining personal growth goals without the structure of a traditional workplace.

Why does Chen Xue emphasize the importance of having a large network of WeChat contacts for those considering self-employment?

Chen Xue emphasizes the importance of having a large network of WeChat contacts because it provides access to a wide range of resources, information, and potential opportunities. A network of over 3,500 contacts ensures that one can quickly find solutions, collaborators, and support when needed, which is crucial for navigating the uncertainties of self-employment.

Chapters
嘉宾陈雪分享了她克服赚钱羞耻感的心路历程,以及如何将副业做得有趣、有效、并兼具利他之心。她强调了将副业与主业相结合,并分享了她在不同副业中获得正反馈的经验。
  • 克服赚钱羞耻感的三点经验:实操有效、带有利他之心、让事情尽可能变有趣
  • 通过低成本、线上为主、正反馈及时等特点选择副业
  • 分享副业时,要带着利他之心,并提供合理的报酬,避免白嫖

Shownotes Transcript

本期嘉宾:

陈雪(“搞钱学姐”主播、小红书:搞钱学姐陈雪、公众号:雪姨碎碎念)

大家好,欢迎来到大方谈钱,这是一档由华夏基金出品的播客栏目。钱是桥梁,生活才是目的。

每个人都希望在自己的能力范围内赚到更多的钱,那有哪些方式能够更好的搞钱呢?今天我们就很高兴地邀请到了搞钱学姐陈雪,为我们分享她搞钱路上的经验和教训。那也欢迎大家在评论区分享你们搞钱的小经验。

Timeline

心态篇:放下金钱羞耻,赚钱没卡点

02:24 从砍一刀到送鸡蛋,什么活咱都干过

06:43 从不想让人知道到突破赚钱羞耻,我做到了三点

• 实操有效,真的能赚钱!

• 带有利他之心

• 让事情尽可能变有趣

10:09 又想做副业,又怕被别人知道,该怎么办?

10:35 你展示的,可能恰好就是别人所需要的

能力篇:眼脑手心一个都不能少

14:58 想象一张搞钱地图,你是里面的NPC

17:29 目前看到有赚钱机会的一些赛道

• 闲鱼:贩卖时间、虚拟资料、二手电商

• AI:你一定要学,一定要用,一定要会

• 自媒体:不一定要接商单

28:31 如何计算性价比,是否要放弃?

选择篇:像种树一样种自己

33:22 像种树一样做品牌,像种树一样种自己,哪些副业值得做?

• 一问:技能可以积累,可以迁移吗?

• 二问:可以积累团队吗?

• 三问:可以积累影响力吗?

• 四问:可以积累资产吗?

41:17 副业从哪里来?从主业、从资源、从爱好、从市场

44:25 什么时候可以辞职出来了?(拍脑袋)

• 微信好友超过3500人

• 副业收入持续超过主业6个月

54:30 做个体户的难处

1:00:42 怎么识别骗子?

本期制作:

嘉宾:陈雪

主播:章衡 惟惟惟

制作:长波工作室

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