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cover of episode How to Redeem Points for Maximum Value and Other Listener Q&A

How to Redeem Points for Maximum Value and Other Listener Q&A

2021/9/15
logo of podcast All the Hacks with Chris Hutchins

All the Hacks with Chris Hutchins

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Chris Hutchins: 在2021年,选择信用卡时,Chase Sapphire Reserve和Freedom Unlimited组合是最佳选择。前者适用于旅行和餐饮,后者适用于日常消费,两者积分可在Chase积分兑换平台兑换,获得1.5倍价值。此外,他还建议充分利用信用卡的注册奖励来积累积分,并建议关注信用卡的最低消费要求,以及不同银行的信用卡申请规则。他还分享了目前一些信用卡的注册奖励,并建议在有大量消费计划时申请新卡,以最大化积分收益。 Chris Hutchins: 夫妻双方在信用卡积分管理上,可以互相作为授权用户,或各自持有主要信用卡。选择哪种方式取决于信用卡的使用场景和个人需求。例如,如果信用卡主要用于线上消费,则无需各自持有同一张卡。他还建议使用电子表格或软件来追踪积分,并分享了一些防止积分过期的方法,例如定期使用积分兑换商品或服务,或将积分转移到其他账户。

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Chris recommends the Chase Sapphire Reserve as the best single card for most people, along with the Freedom Unlimited for everyday spending. He also discusses the benefits of signup bonuses and how to maximize them.

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#20: All the Hacks host Chris Hutchins answers the top questions from listeners, including redeeming your points and miles for maximum value, managing your points as a couple, the best financial tools and services and his favorite apps for maximizing productivity.

Chris Hutchins (@hutchins)) is the host of All the Hacks and the Head of New Product Strategy at Wealthfront. He's amassed over 12 million points/miles in his lifetime, has started/sold two companies and is a registered investment advisor.

Links to the best credit cards and signup bonuses: https://allthehacks.com/cards)

Full show notes available at: https://www.allthehacks.com/listener-questions)

 

Partner Deals

For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals)

Resources Mentioned

DIY Pro Pest Control: Pestie (10% Off))

Top Credit Card & Signup Links: Top Cards for 2021) | Best Signup Bonuses)

Point.me: $1 for your first month with this link (and using the code HACKS))

Award Search Sites: Expert Flyer) | KVS Availability Tool)

Award Booking Services: List and Reviews)

Budgeting: Mint), YNAB), Copilot) and Tiller)

Net Worth Tracking: Wealthfront)

Taxes: TurboTax) or Andersen Tax)

Self-Directed Brokerage: Interactive Brokers) or Vanguard)

Automated Brokerage: Wealthfront ($5k Managed Free))

529: Wealthfront)

Estate Planning: Trust and Will (15% Off))

Crypto: BlockFi ($250 in free Crypto))

HSA: Lively)

Efficiency Apps: Gmail Keyboard Shortcuts) | Alfred) | Rectangle) (or Spectacle))

Passwords/Security: 1Password (Free Trial))

Mobile apps on your computer: Blue Stacks)

 

Full Show Notes

(1:13) Getting Rid of Ants and Pests

(3:00) Q: What Are the Top 2-3 Credit Cards for 2021?

(6:32) Q: Are Signup Bonuses a Good Way to Earn Points?

(8:06) Best Signup Bonuses Right Now

(10:47) Q: How Do You Earn the Most Points for Wedding Expenses?

(12:36) Q: How Do You Optimize Earning Points as a Couple?

(16:22) Preventing Miles From Expiring

(17:38) Q: Are Points Worth It If You Don’t Travel Much?

(18:39) Q: Is There Any Downside to Buying Gift Cards to Earn Points?

(21:36) Q: How Do You Redeem Points for Maximum Value?

(30:33) Q: What’s the Best Way to Save for Your Kid’s College?

(32:27) Insurance Plans for Pregnancy and Childbirth

(33:26) Q: What Do You Think About Investing in Alternatives?

(34:41) Q: Is There Any Way to Automate Your Investing?

(36:12) Q: What Are the Best Financial/Investment Tools and Services?

(40:45) The Best Software/Apps I Use to Be More Efficient

 

Connect with All the Hacks

All the Hacks: Newsletter) | Website) | Membership) | Email)

Chris Hutchins: Twitter) | Instagram) | Website) | LinkedIn)

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