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cover of episode Reflecting on All the Hacks, Valuing Time and Focusing on the Year Ahead with Brad Barrett

Reflecting on All the Hacks, Valuing Time and Focusing on the Year Ahead with Brad Barrett

2023/2/1
logo of podcast All the Hacks with Chris Hutchins

All the Hacks with Chris Hutchins

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Brad Barrett:播客经历改变了他的生活,从公司会计到成功的理财独立播客,创业成本低,风险小,但潜在影响巨大。他独自运营播客后工作量剧增,需要兼顾故事线和提问。运营播客是一份全职工作,需要寻找合适的赞助商和嘉宾。近期收听的播客对他的生活和目标规划产生了影响,2023年的目标是追求更健康的生活方式,不再过度节俭,而是更注重生活体验。他将理财视为压力最小化的手段,而非追求极致回报。他使用Wealthfront进行税收损失抵免,认为自己管理资金不如专业机构,理财的难点在于心理层面,而非技术层面。他将资金用于体验和健康方面,并认为这是合理的。他对房地产投资持谨慎态度,正在权衡利弊,房地产投资需要考虑时间成本和回报率,房地产投资的回报率并不一定高于其他投资方式。定期重新评估保险价格可以节省开支。 Chris Hutchins:播客从副业发展成全职工作,感谢听众的支持。从副业到全职,需要权衡风险和财务稳定性。全职创作的孤独感和团队合作的缺失。回顾过去,规划未来,从播客内容中获得启发。他过去过度节俭,现在开始调整心态,更注重生活享受。有时花钱并非净负面,尤其在自主经营业务时。设定目标时,要明确优化目标,避免任务清单过长。进行年度回顾,总结经验教训,为来年规划做准备。理财规划中,时间管理比投资策略更重要。长期投资中,匹配市场回报率并降低费用是最佳策略,追求超越市场回报率的策略是缺乏逻辑的。他将自己的资金管理外包给Wealthfront,而非自己操作。他将资金用于体验和健康,并认为这是合理的。房地产投资需要权衡时间成本和回报率。定期检查信用卡账单可以避免不必要的订阅费用。定期重新评估保险价格可以节省开支。他正在学习如何通过付费产品和服务来节省时间。

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Chris Hutchins and Brad Barrett reflect on reaching 100 episodes of All the Hacks and discuss their personal and professional growth over the years.

Shownotes Transcript

#100: Financial independence (FI) expert Brad Barrett joins Chris to reflect on getting to 100 episodes of All the Hacks. They share some major lessons they've learned recently, discuss how to value their time and share how they plan to apply these lessons in 2023. They also share plenty of recommendations and hacks along the way.

Brad Barrett (@bradchoosefi)) is the co-host of ChooseFI), the top podcast on financial independence with more than a million monthly listeners. Brad became financially independent and quit his job at 35 years old, without ever earning a six-figure salary.

Full show notes available at: https://allthehacks.com/episode-100-brad-barrett/)

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Resources Mentioned

Paprika Recipe Management App

All the Hacks Episodes

Full Show Notes

(01:20) Going Full-Time on All the Hacks

(04:12) Episodes That Have Sparked Interest

(16:59) Personal Annual Reviews and Operating Principles for the Year

(26:46) Managing Money on Your Own

(28:48) Paying Fees for Investment Management

(30:06) Travel Goals and Eyeing a Trip to Japan

(39:52) Learning to Value Your Time

(43:57) Meal Planning, Cooking, and Meals at Home

(50:33) Is Real Estate Investing Worth It?

(57:40) A Few Savings Tips for Insurance

(59:44) Canceling Subscriptions

(1:01:15) Task Manager Apps

(1:04:20) Having Accountability Partners

(1:06:05) Health Hacks

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Chris Hutchins: Twitter) | Instagram) | Website) | LinkedIn)

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