November 2024 Mailbag: Community Encouragement Cycle
44:41 Share

Thanksgiving, a holiday here in the U. S. This week, but actually something that's even richer if you practice IT every day. Thanksgiving is a time for gratitude, reflection and connection, and i'm grateful to share this episode with you.

This week, we're going to explore the power of kindness, the transformer of magic of community and the amazing journeys you shared with me over the years, from marathon stories to life changing investments to thank you notes from around the world. This is an episode about celebrating what we have and those who inspire us to be Better. So let's gather at the table of gratitude together, shall we? Only on this week's road breaker investing.

It's the road breaker investing podcast with mightly full cofounder, David gardener.

Welcome back to rule broker investing this holiday week here in the united states of america. Bunch of notes coming from outside the U. S.

Even wishing me and us happy thanksgiving from many well wishers worldwide. Thank you each for the time that you took to send notes into our mailbag. Our email dress has always been, I hope will always be, R B I at full dog comm.

So if you ever feel yourself inspired to write in, maybe highly agree with something, maybe highly disagree with something, we share all kinds via the male bag. This weeks. Male bag, probably because IT comes after my annual gratitude.

Podd cast is about the most loving kind mail back I could ever imagine. And i'm just delighted to share IT with you. But I I taken on many different questions over the years, and I am always encouraged.

Beautiful questions, hard questions, important questions. That's what we feature at the end of every month as we've done for years and years now on rule breaker investing. This is the final wednesday of the month, wednesday in november twenty seventh.

IT is your male bag. Before we get started, let's look back on the month that was for this podcast. There are three proceeding podcasts we kicked IT off with tips, tricks and life acts.

Volume ten, a long running episodes series. As is the case for this one, every single tip or trick or life hack is new. They're all original.

So when I say volume ten, that means we've done something like seventy five mental tips, tricks and life hacks over the years. This time, we provided seven unique strategies to make life smoother, smarter and a bit more joyful. Hemenway bridge anyone, if you listen, you know what i'm talking about as an audience member, always have a question ready to power.

The q and a is at the ends of every presentation, tip tricks and live hacks. Volume ten, week two was ChatGPT asks, and I answer volume to five pitches. Here they are, really quickly.

These are the questions that ChatGPT chAllenged me when I asked AI to ask me about rule breaker investing. We had a hard ball, a softball, a curve ball, a screwball and a nuckles ball. The hard ball was what separates rule break ers built to last from those destined to fizzle out.

Then came pitch number two, the softball ChatGPT asked me, can David sum up rule breaker investing in one sentence? Number three, the curve ball, what would make me rethink a long term winner? And then the last two, the crew ball, was, is there a traditional investing rule that I big rugg's ly respect and finally, pitch number five, the nuckles ball, if I could pass on just one rule break er principal to the future, if I could pass on just one, what would you be a lot of fun to do that?

The second in our series, I think i'm going to have ChatGPT keep poking at me in the months and years to come. I really enjoyed that one. And then of last week, the gratitude, my annual gratitude podcast, always, of course, tied up strategically in the november gratitude, in this case twenty twenty four.

And I want to say that, that respond much of what you're going to hear on the mailbag this week. There's probably a little bit of a recency bias. But I also think in this time of gratitude, yeah, it's it's a bull market. And I think we're all feeling that the market is at or near all time high.

It's always much more fun to be a foolish investor when things are going up, not down, and it's always more fun to be a pod caster, the mulley full when we can talk about the winners that we've had or the year that has been IT has been a wonderful year to be an investor will talk about that a little bit more this podcast. But I think you're seeing a lot of that gratitude poured out of the power of a bull market course. I think the markets going up next year.

So I I trust and hope things will continue. Although one year and three out, I always ignored ged, the market drops. No real big market predictions here.

But I do want to say about this male bag that each of the seven items i'll be sharing this week is really very kind. And I think kindness, what is a powerful word for me, I person uphold IT, as I think it's one of america's five core values, kindness. And when I hear one kind thing that I always think that on american, so for me it's a very meaningful word.

But as you will shortly here, these notes are not all from americans. And of course, kindness is a much bigger force worldwide, as IT has been for thousands of years. These notes are are very kind.

I run the risk of looking self a grandison ing to share publicly some of these most kind thoughts. But i've also learned life now, the age of fifty eight, not to deny others they're gratitude when someone says thank you, don't say no problem, or shrugged IT off, receive IT. And so that's what i'll be doing this week.

I don't want to undercut these genuine expressions from people giving their gratitude. We should just receive and say thanks. So for each of these, I say ahead of time.

Thank you. Thanks in advance, which in this week of thanksgiving seems very appeal. I write a few had takes from social media on x at lisa, a one to five.

Lisa, thank you with this high. David, hope you well, because of you, i've hit my second goal. I can't thank you enough your words to hold the course and not panic.

Exceptional advice, scary to follow, but glad you were in my head when account most happy holidays you, I responded. I waited back. So happy to hear lisa commit to investing your whole life.

And a lot of the scary, this goes away, you know, one year and three will be down, you know about once every decade, you'll be really down. And you know you'll compound nine to ten percent annually despite all of that. And I would say even more more than that with rule breaker investing.

And i'm happy to say lisa replied back, it's exactly what occurred. And as I think about that exchange, i'm reminded that there's something about encouragement and the way its cycles back and forth that is very evident to me in the best expressions on social media. Not all expressions are great on social media, but in the best ones, you see that happening.

And I think you really see IT happening with this podcast and some of the notes this week. Here's how IT works. I think we hear at the mostly full, and I thought this podcast encourage you.

We encourage you to save. We encourage you to invest your savings. We encourage you, as I did to lisa, we encourage you to do this your whole life. Don't jump in and jump out of the market to get worried or think the markets going to go down IT will from time to time.

But you really want to be on that roller coaster all the way through because the the stock market roller coast over the course of your whole life is different from every other roller coaster. Every other roller coaster drops you off, right where you started. You've gone up. You've gone down. It's been exciting crazy at times, but you end up getting out and you're right where you started.

It's it's completely not the case though with the stock market roll ler coaster, which when you get off that one near the end of your life after a life of investing, you are so much higher than you could ever have dreamed and you're looking down and seeing, wow. And it's that encouragement that we offer you through this podcast that i've tried for thirty plus years at the Molly full to encourage you with. And yet, look what happens.

The encouragement comes back, your notes, your expressions, this melting every male back. You're basically encouraging me back, which I deeply appreciate. And then just to complete the cycle by simply reading this out and sharing IT back, you and I, whoever wrote me and me, you and me, we've conspired to help nameless others, tens of thousands of others, who are listening and benefiting from the encouragement that you and I are generating.

And that is itself an encouragement cycle. So that's what I see, lisa, in our exchange. And that's what I think runs through this week's podcast. In fact, I think I need to name this week's podcast. After that, we'll see two more tweet I want to show at fergus.

Colin fergus, you wrote great way to start thanksgiving week seven and a half mile run in crisp thirty seven degrees, listening to the annual rule breaker investing gratitude episode at David full well. Thank you. Add, fergus, I think I tweeted you back.

If I were running with you, I can only keep up the first three miles or so. So i'm glad that you can keep going seven and a half even in near freezing temperatures. Really impressive.

That's what I want for all of my listeners to be much more physically and mentally impressive that I am speaking, which at a devor wrote reacting to that. That's great. He said, I listen yesterday on a twelve mile bike ride, erik went on IT just happened that I was riding next to something quite big and blue too.

And you're thinking of my celebration of the color blue last week and blue spaces and blue skies and blue ocean opportunities. And thank you for that, eric. You said, thank you, David, and the pod dcs for all of our workout soundtracks this year.

The gratitude flows both ways will thank you at erik with A K divo on twitter x and I think we'll call IT there for social media and get right into rule breaker investing male back I M number one, this ones from I meet Simoni, thank you so much. I meet a hi David. Like you, I am deeply grateful for the stock market.

IT is an unethical, able creation for creating passive wealth and participating in magnificent businesses worldwide. And I say full stop right there at me that is so well put. You're right.

IT is an animation inal creation and IT is magnificent. Let's keep going. I've had several highly successful stance in large technology companies amid rights that helps generate the capital.

I later invested now to see that capital compound passively well beyond the original corpus, admittedly over a much more prolonged periods than working at those companies is mind blowing. I'm using the rule break er investing platform that would be this podcast. You're using this podcast as your platform a meet to you write thanks.

The founders of machat, a library, costco trade desk and video, amazon and many more, all these are ten baggers or more for me. I have yet to experience a one hundred baggar, but following folks like you and other fools makes me believe it's possible. I meet, right? Thank you.

I meet clothes. As my wife has quoted, i'll be IT in a different context. Sometimes it's neither the journey nor the destination, but the fellow passengers that make IT all worthwhile.

I'm grateful to have had fellow fools. Specially you, David, as a code passenger on this investing journey for several decades. Happy thanksgiving and full on. I meet some money writing in from bangalore or india. Well, I mean, this note made me so happy.

We can almost just end the podcast right here, but I especially appreciate how you're calling out with gratitude the people who have founded the stocks that you and I are invested in, the companies you mentioned, mercado lee brave, for example, trade desk amazon at sara. I think that's completely worthwhile to do. And I try to do IT myself too.

You know, there would be no great stocks if there weren't great companies, and there would be no great companies if there were not great people, people who are visionary, but didn't just think something. They acted on that vision, and they made IT manifest in our world. And then you and I, through that miracle that uni maginness creation of the stock market, got to become part owners of those corporations, of those visions deployed.

And so you nailed IT a meat. And I really appreciate how well you put that. I also love that you're writing from half a world away and that you and I, fellow fools, you see what I see.

I see what you see. We get IT each other. And thank you for that.

You know that gratitude twenty twenty four podcast last week, I think in my final point, I made a point of, yes, as I do each year, specially bull market years to thank the stock market, I think we should all be deeply grateful for that. We should want a good and fair stock market. We should want a transparent stock market.

We should want a big and growing stock market, and we should want a great stock market in india. We should want a great one in the united tes of america. We should want a great stock market in russia.

Perhaps one someday may show up. And really, every country around the world, I think every citizen anywhere, deserves a shot at being a part owner of the great ideas that are being deployed by their fellow humans, whether it's domestically or globally. And these are where the rule breakers start.

They start with the people that we share the gratitude. And here is that encouragement cycle. Again, I meet because sounds like i've encourage you over the years to invest in the way that you are and you're crushing IT.

And then you're encouraging me back with this beautiful note. And then you and I get to share that through our community encouragement cycle mall back item number one. Let's move on to number two.

This one comes from rich smith. Things i'm thankful for, writes rich. Thank you, rich David, I wanted to drop you a quick message of my gratitude.

I haven't much time, so I list only a few things. One, free weekly podcasts from the Molly full. The Price is worth IT.

It's awesome to know each week. Rich rights, I have a variety of award winning investing content to listen to. Number two, T, M, F, C. Now, for those who don't know, that is a ticker symbol for the Molly full one hundred etf. Anybody can google that if you want to learn more about that.

Rich rights, by my account, is kept pace with the nasdaq composites with QQ q over the last five years and really since TM fc started back in two thousand and eighteen, according to my stocks APP rich rites, just one way to get some fullish stocks pics using an etf approach. Finally, number three, he calls out the australian fools whom rich rights, I also listen to their investing insights, or just as relevant. And IT offers a perspective from the other side of the pond.

This isn't a repeat of number one. That would be the one where just calls out free weekly podcasts because the oceans bring a special kind of energy to their show. But yes, IT does help that it's free as well.

Again, apologies. The list isn't longer, but I wanted to send this in before the monday recording. I hope everyone in the multiple kingdom has an especially foolish week and can enjoy the thanksgiving holiday regardless of where they may be or even if they don't celebrate thanksgiving.

Many thanks and fool on rich. Well, you are so welcome, rich, and thank you for writing. And i'm glad that you called out our Molly full money podcast.

You know, we have a very famous one here in the united states of america, award winning, as you have noted. But we also have a very famous one, half a world away in australia, where every week, every few days, IT seems for years now moving full. Australia long time leader Scott phillips and former Molly full analyst and long time investor Andrew page have a very lively Molly full money podcast.

But all for australia, of course, it's not just for australia, as rich Smith has just pointed out. And yes, it's free to so rich, really appreciate you calling out Scott and Andrew and there are fine work there for anybody who wants more foolishness, can't get enough of Molly full podcasts. I want to make sure there are two Molly full monies, and they're both great.

Before we move on in number three hours, want to call out a few other Molly food delights. I really been enjoying our breakfast news. If you're a mostly full member, you know that you have access to our breakfast news and yeah breakfast with a fool every morning somewhere around seven thirty am e stern here in the united states.

You will get a quick look at the market in the day ahead. Maybe a big earnings reporter what to watch out for. We always have some foolish fun thrown in there as well.

Break news is something we've done on and off over the years. IT is very much back on and just in recent months has been spectacular. I also want to call out the multiple APP. So I really enjoyed using our APP.

I know it's me touting home cooking here, but I think if you haven't had a chance to download and use the Molly full APP to your listener, I think you'll really enjoy following the market making constant improvement. So between breakfast news and the Molly full APP, we have some more delights for anyone listening. Let's move on that to rule breaker investing my bag item number three, this one from Kevin mic, man, hello, David.

I love how you've given the oral history of nvidia's stock multiple times on air recently, Kevin. I'll posit there, Kevin is pointing out that I I think he was point number two of gratitude last week where I talked about in video, and I took you as a listener from the dawn of the first time. I picked IT, which would be tax day, April fifteen of two thousand and five.

And I take you all the way through on a journey, a nineteen year and counting journey of holding, sometimes adding to never selling and video stock and how those numbers roll up. It's especially fun that I don't use any stocks split. So our original cost basis of nineteen dollars and fifty six cents, the stock has since split several times to the equivalent of you now have one hundred twenty shares of in video for everyone you started with in two thousand and five.

But if you don't do those stock splits, it's really fun to see how the numbers roll up of stocks split are just a bookkeeping air and no value is being created or destroyed when stocks split. But anyway, thank you, Kevin. That was a lot of fun you've on.

I was wondering if you'd consider a new series where you described the stock graph of other tighten companies that you or your brother, tom, have picked over the years. You could obvious include other picks from other full analysts as well. Example, companies could include maccoll, a library into the surgical facebook or meta platforms, amazon, netflix's tesla.

I know that the list goes on and on. I recognize Kevin closes that your stock stories episode series here on the podcast is similar, but that would be awesome to hear more about what you or others were thinking at the time when you bought these specific incredible winners. The series could be called turbulent tightens.

Take care, Kevin. Mick, man, well, first of all, Kevin, I really did enjoy doing that last week, though I will say IT felt a bit unwieldy. It's probably Better done maybe in a in book form or maybe a video with visuals.

My podcast is a purely audio media, and we don't have a new video component to you listening in each week. And to talk a listener through nineteen years of stock movements up and down is not the easiest thing to do. I hope IT was sounds like IT was successful enough that you appreciated.

IT cabinet gave you a good idea. And I want to mention with regard to your idea, I do enjoy telling these kinds of stories. I do think they need to be told. I don't think a lot of people invest capital a foolishly.

I don't think the majority of the world understands to buy and to hold and to be willing to sit there and lose money, not just one year and three, but sometimes get cut in half more than once, which has indeed been the case with NVIDIA stock holding IT for one thousand years for multiple stock advisor members and counting. Or many of the other other dogs that you mention. There are also long term holds are caught libre, intuitive surgical, netflix, the list goes on.

I think most people don't have stories to tell like this because they don't hold stocks for much more than a year or a three. So I do agree with you that these stories do need to be told, and we might do that. I will say i've considered this is not exactly your idea, but I ve considered going back to my five stock samples ers, the thirty groups, the thirty baskets of five stocks that I picked thirty podcasts in the past and that we we kept up with.

We saw how they did over the succeeding three years. Well, i've kept watching well past the three year expiration date for each of those fun contests. And I can tell you it's eye popping how those stocks are doing.

I just took a look at my spread sheet today. So here's some more thanksgiving. The one one hundred and fifty stocks that I picked on this podcast, yeah free, are now up as a group two hundred thirty three point two percent.

That's all thirty of those stocks with their long term returns average. Together, the S M P five hundred, by direct comparison, up one hundred sixteen point five percent. So the highly matten client will recognize that we're now beating the S N P. By one hundred sixteen point seven points, in other words, were pretty much exactly double for those hundred fifty stocks. The market averages, we've roled up to seventeen thousand five hundred eight points of alpha.

But who's counting? And I really am just so delighted to think back on that series and maybe returned to IT in future and tell some of the stories stocks like the trade desk picked as a five stock sampler er a few years ago in this pocket are now ten baggers. And again, this two is something a lot of people missed because they're not willing to take risks and buy these rule breaks in the first place.

And then often they're not willing to hold them as they should be like a fine wine allowed to mature over time and rack up big time wins for you and me as investors in them. So yeah, maybe we'll do something in that direction. Kevin, I really appreciate you writing before we move on to number four.

Kevin had a postscript to his email. I just thought this was such a show of generosity, he wrote. I've previously written into this melba on, have had my inputs read by you on air, so please do not hesitate to choose someone else's note to read over mine, as I know IT will make their day like IT previously did mine.

Well, that is such a show, a small show of fine character. Kevin IT is indeed my pleasure to try to find the best people I know and to make the best impression on them that I can over the long term. That's one way to score.

Life is just a small delight for me that somebody like you showing kindness and generosity just as a throw away in your post group that you would write that. Thank you for that. Let's keep moving.

Rule break or melt back item number four, this one from my friend john. Hi, David and the Molly full family. Jm rights. I can't believe it's almost thanksgiving again. I'm trying to practice every day gratitude.

But IT is also now the time of year I reflect on what and who i'm thankful for and you in the Molly full community are still at the top of my list. A quick note, gem rights of gratitude this year has been an exceptionally busy and a very good year for me. I traveled back to thailand and took my whole family to visit japan.

My mom came and stayed with me for six months. During this time, we took a trip to hawaii, travel to visit italy and various places within the us. All of these wonderful experiences have been made possible by being financially independent.

I'm extremely grateful for discovering the multiple and its great stock recommendations at the right time in my life. However john goes on, what i'm most grateful for is this community and our ability to learn from each other, especially the right investing mind set. My wealth can be taken from me, but what I have learned will remain, and I can also pass that knowledge along to my colleagues, friends and family so they can build wealth for themselves.

Thank you, David, for creating a rule breaker investing podcast with all its creative episodes. Can't wait. He writes for the twenty twenty four bees, which, by the way, are coming in two weeks our annual Oscars for this podcast, the ten best of twenty twenty four, will celebrate two weeks from now.

Also, jump concludes for letting IT become a platform where all listeners are welcome to share amazing ideas, let their voice be heard and learn from each other. I am deeply grateful to have become a part of this wonderful community. Happy, thankful, ving to you and everyone at the fool until next time, fool on forever, a fool jum SHE always signs at my biggest fan.

Well, i'll just say back, you get IT jump as per usual. And I love how you call that community specifically learning for each other. And that's really what these male bag episodes. We've done more than one hundred of these for more than one hundred consecutive months going back years and years. And IT is that encouragement cycle.

Again, i'm going called the community encouragement cycle that is so evident that is powered on and Operating at the speed of eleven, especially this week on this podcast, this week of gratitude. But I so appreciate you recognizing that this is a place, a platform where all listeners, ers are welcome to share as jum rights, amazing ideas that their voice be heard and learn from each other. Happy thanksgiving jump.

All right on to male bag item number five, this one from Martin tricks. Dear David and the multi full team. I'm full of gratitude for the incredible work you all do preparing and producing top quality investing and business insight and personal finance podcasts weekly with the rule breaker podcasts to now, daily with your award winning money, full money podcast.

These are a wealth of riches, es Martin rights, all given to us with listening ears and hungry hearts for free. And I thank you. No one ever taught me these things, Martin rights, until I came across your services and books, which I have devoured.

Red, thank you all the full for the amazing investing ideas, like all of the magnificent seven stock pics, many of which I own and have a good, magnificent seven score. And I know what you do in their Martin. I'd love IT, but there are also many other magnificent seven like stocks that various full services have recommended to me over the years that have also crushed the markets.

For example, shop of five marcato lee brave act on enterprises, the trade desk, barton also calls out netflix and sweet Green, to name just a few. Certainly there have been some big losers too, but that's investing my winners more than make up for any of the losers as I hold them. Let my winners run high and never rebaLance.

Martin goes on. I've had two great conversions in my life. One is from being a protestant to a roman catholic, and the other is to adopt a business focused approach to investing, as done by the Molly full.

My superpower is always to try to recognize the truth through pattern recognition and then to stick with IT through richer and poor, Martin concludes. I always had an alphabet super report card in school. I went to quotes, last chance you in ottawa, canada.

And i'm now a simple A, B, C. Teacher teaching kids at my own school, I started with two employees, yet my portfolio jeffy, popped the week after the U. S.

Election and went up more than a early salary. If I can do IT arn rights, anyone can do IT. Thank you. And also, i'm very grateful to amErica that made all this possible. Thank you.

AmErica regards Martin tricks will Martin writing? I know it's not there in the no, but you've written in in the past long time listeners, part of this community of fools will recognize that you are living in japan as an expatriate. You've started your own financial literacy school.

You have employees at that school. You are truly I think you're living your best life. Martin, i'm just delighted to be able to share your story. You there's only one correction I want to make to your note.

This is a pedal point of time, but when I hope you'll appreciate, you wrote in your note my winners more than makeup for any of the losers as I hold them, let my winter run high and never rebaLance. And you know, I love that, but i'm going to change one word because, Martin, I think we can cross out the word any. This is very, actually, this is very important, not just for you in new york, but for anybody new to rule breaker investing, cross out the word any and substitute the word all.

So let me now read that in its new form. My winners more than makeup for all of the losers. As I hold them, let my winners run high and never responds.

Why am I making this correction? Well, one of the profound insights that IT took me investing for several decades to know, because you can't know until you have a score, card and numbers, and when we're practicing an approach to investing that many people have never tried before, it's all experimental, isn't IT. It's been fun to share the experiment and the results all the way through.

And so IT took me a few decades to realize and recognize this. And that is that if you invest the rule broker investing way, and you hold your winners as Martin mansions, let your winners run high and never rebaLance as Martin advocates, what you'll discover is not that your winners makeup for any of your losers, it's that your winners makeup for all of your losers, any loser i've ever had, even my very worst. I once held iron down to just about a hundred percent loss.

That sounds really bad, until you remember that a ten bagger is actually a nine hundred percent return. Nine hundred percent is a ten times gain, and nine hundred percent is way bigger than minus one hundred percent. And if you really find the best companies of your time along with me, and we buy them together as rule breakers and as road street investors with the proper six habits.

And Martin was calling out one or two of them in his note, if you follow the program, you will discover this is, this is meracle. This is magical, that your winners will actually wipe out all of your losers and leave a lot of money on the table. That is a profound inside since most of us are trying to avoid loss.

And often, that costs us in terms of the big gains we could have made. And so this is a profound insight that I wanted to underlying. Martin, thank you for allowing me to use your note as a platform to make that important point, but i'm really proud of you in your efforts to bring financial literacy to the world, starting most of all, of course, with your school in japan.

I think that's awesome. And I wish you a happy thanksgiving. And thank you for calling out amErica because i'm very, very grateful for amErica as well. America, like any long term investment, has had its wings and its losses, and those will continue into the future. But we've won far more often than we've lost.

And I think our winners, i've wiped out all kinds of mistakes we made in the past, even though we will keep making mistakes into the future because we're human. Alright, we have two final male back items this episode. Let's move on to number six.

Jason Moore, hi David. Listening to the gratitude twenty twenty four episode this week reminded me how much there's be thankful for, and it's hard not to start with you. Your podcast in the incredible, mostly full community you've held, build something that goes far beyond financial advice is a space that inspires connection, curiosity and personal growth over the years.

Jason rights, i've been lucky enough to connect with many fools through your podcast, twitter and other avenues. Although i'm not nearly as active on the x platform, these interactions have introduced me to people whose generosity, insight and here, or have enriched life. The one hundred th melbain episode earlier this year being a prime example of this long time listers, will remember Jason as one of my participants in mell bag number one hundred from february of this year, which certainly is gonna in a busy and when they anounced in two weeks.

Anyway, continuing on with Jason mos note from sharing market missteps to engaging and meaningful conversations about purpose, values and personal growth, this community consistently lifts each other up. Your reflections on the gratitude twenty twenty four episode resonated with me, especially when you revisited the idea that losing someone means also losing a part of who we were with them. Although thankfully, your story on NVIDIA also struck a cord Jason rights and you're calling out maybe one of my favorite passages or points from last week's episode.

And if you listen, you know what i'm saying. And if you didn't, I encourage you to listen. But it's the part of me that is only with you that Jason is speaking to, as I think, you know, he goes on.

My dad passed away earlier this year. We just passed what wou'd been in seventy seventh birthday. I feel for you and your wife in the shared experience of losing her father earlier this year, and I thank you for sharing that story.

In the years leading up to my dad's passing, I had the chance to connect with him in ways I hadn't before, building a relationship that I will always be proud of. IT was through the conversations inspired by our rule breaker investing death over dinner episodes, that Jason found the courage to have those deeper, more meaningful talks with him. Jason, right? Your words reminded me not just to reflect on who he was, but also on the parts of myself that he helped shape those pieces that I now Carry with me moving forward, as so many have done before us.

Before I go, Jason rights, I also want to give a quick shut up to crag hawkins, who is at crag's brain on twitter x and his november gratitude, a day chAllenge, which he started with his kids. It's a simple practice with profound results. And IT reminds me of the ethos of this community, finding joy and meaning in the every day.

Thank you, David, for building a platform that's smarter, happier and richer. In every sense of those words, you've created a home for rule brokers everywhere. And i'm endlessly grateful to be part of IT fool.

L on Jason Moore at germany gillikins on twitter x well, here we see again, Jason, the community encouragement cycle. And you have been such a key part of that for years now you're someone who's always gotten at jay. And I so appreciate you sharing out what you've learned in your journey, your experience.

I love that you share out the work of others. You call that crag hawkins. I see craggs sometimes on social media. I did double check in terms of what is his gratitude today, chAllenged since Jason more mentioned IT in the note I just shared.

So this is what crag hawkins ins, who was a long time foolish investor in the state of alama, this is what he's done, he wrote in november. I'm asking my kids everyday to tell something they're grateful for. If they write them out in a list by the end of the month, they'll each get a special reward.

In addition, create rights to becoming more grateful. And he he calls this out and says this november gratitude day chAllenge was inspired by and thanks to Jason Moore. So Jason, you yourself are being thanked and called out by the person that you are giving encouragement to cycling IT.

Once again, I really appreciate your note, and I love that gratitude day chAllenge you have in mind. I bet some of us listening are gone to try that maybe next month or maybe next november. Thank you, Jason.

More all I did. I say the best for last. I'm not going to say so.

I love all my children. All right. Here comes number seven from boy don levy. Hi David. Boy done levi.

Here in canada, i've been a mostly full members since late two thousand and eighteen. I'm very, very grateful to be alive and share my story with you today. I have a very public story of overcoming blood cancer twice in eight months to run the boston marathon. If you do a quick google search of my name, boy, dunn, levy and disney, that will bring up my story quickly.

I was diagnosed boyd rights with acute, my alloyd luke mia in two thousand eleven, and given less than six months to live after going through about five rounds of luke mia and blood cancer twice in eight months, I had a lifesaving stem cell transplant from an unrelated donor in may of two thousand twelve. We found out in the spring of two thousand and thirteen, IT was an american naval serviceman name, Nathan barns, who was in japan when he got the call to save a stranger's life. In two thousand and twelve, the transplant worked, and I was given a second chance at life.

IT was a very, very difficult process, and for anyone to come through that is a miracle in spite of some serious complications from the chemo therapy and radiation, a traumatic brain injury and spinal cord trauma, I became a marathon runner. IT helped with my mental health. My goal was always to one day meet.

Nathan IT took seven years to meet, but we finally met at disney in late two thousand nineteen. I was at my neighbor's home in two thousand and eighteen when they told me they self invested with the Molly full investment services. I was curious as one of the things we did when I was diagnosed was to make sure something would be left for my wife and kids if I should pass being given less than six months to live.

My insurance paid out of claim, so we had a small amount of money, but nothing to retire from. I started small with your services. And to be totally honest, if I didn't have a few winners out of the gate, I may have mailed IT in and went back to having someone else manage our money.

We picked a few companies like NVIDIA shop of five and the trade desk, and I couldn't believe how well these companies took off. I eventually moved my entire retirement portfolio is self directed investing, and couldn't ever imagine going back to paying someone else to make me five to eight percent returns and tell me what a great job they were doing. He goes the smile, emotion there, a little bit of humor.

Thank you, boy. He took me a while. Boy goes on to learn proper Molly, full investment strategies. And I panicked and sold a few companies too early, but others that I held absolutely took off like a rocket.

I so appreciate yourself, deprecating humor, laughing at your own mistakes in your podcasts, that when I made a mistake, investing boy rides, I was able to forgive myself quickly and try to learn the lesson life was teaching me about investing for the long run in quality companies at set around. We made another really good financial choice moving far east from ontario to new brunn's wk canada in twenty twenty one, and we're able to pay our home off in our ID forties. I won't share publicly what our gains have been via a moly full, but it's fair to say that adding a zero or two to your network is absolutely life changing.

I had waited to you about NVIDIA being up two thousand percent for us, but it's not our only superstar. I have about forty five stocks, so I think my G, K, C score is just under one. I turned fifty this year.

Boy rights. But these companies are absolutely incredible. Many i've held for five to six years.

My friend and I were talking one time. He was telling me he had shares in apple. I said, yes, apple is my knife or tenth best stock pic.

His jaw boy rights hit the floor. I should mention very briefly, he was calling out the gardener cratchit continuum again, long time listeners will know exactly what that is and that he rounds. So about one with forty five stocks turning fifty this year.

But if you don't already know, dear listener, just google gardener kratch man continuum crosson spelled with A K, R and two ends. And you will, I hope, discover what we're talking about there. Sometimes I love inventing language and having fun with language.

That's part of me, the english literature major who loved shakespeare and fools. And yet we have some fund of language on this podcast. Let me close out boy's note.

You said something years ago about not mAiling IT in that touched me. I've run the boston marathon multiple times because someone said I couldn't do IT or survived cancer because some doctors said I wouldn't do IT. That self belief, I can do this somewhere along the way your message got through in P.

S. I just ran my seventeenth marathon and email ed, the doctor who gave me six months to live, more smiles in the email. I'm incredibly thankful for you, David, and wanted to reach out today to thank you for all you do.

It's literally changed not only my life, but that of my wife and children. One last thing, I nearly died in a car accident a year ago. I've spent the last year living my best life and letting those people who have blessed me, no how much I care, have a wonderful thanksgiving, your friend.

Boy, done. levy. Well, boy, talk about encouragement. Thank you for encouraging me and really all of us, from ontario to new brunswick and from bang allah to alabama.

Thank you for the gift of the encouragement you just gave us that you and I together could help send out through this podcast a thousand places in the context too many to understand. Some people listening to us right now in hard places, as you once were. Some people are in easier places, justly enjoying the just deserts, the fruits of their investing.

That's this part cast. That's gratitude. That's my male bag, but but not mine. That was your male bag. Dear fellow, full, happy thanksgiving, all full on.

As always, people on this program may have interest in the stocks they talk about and the malley full may have formal recommendations for or against. So don't buy our self stocks soly on what you are. Learn more about Robert er, investing at R, B, I. That full, that calm.