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In this episode, we welcome back Danny White for the second part of our discussion on health insurance for business owners. Due to some technical difficulties last week, we're delivering this bonus episode to you. We dive deep into strategies for offering health insurance, from pre-tax contributions to the different types of insurance plans like fully insured, level funding, and self-funding through captives. Danny explains how businesses, especially in Florida, can navigate the health insurance landscape, the role of brokers, and how to maximize employee benefits while managing costs. Essential viewing for business owners looking to enhance their employee benefits packages and improve their bottom line.
00:00 Introduction and Technical Difficulties
00:36 Health Insurance for Business Owners
01:06 Understanding Employee Benefits Packages
02:08 Choosing the Right Health Insurance Plan
05:08 Employer Contributions and Cost Management
11:11 Level Funding and Claims Data
19:59 Self-Funding and Captives
27:18 Conclusion and Additional Resources
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