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cover of episode Revisiting Our Most Viral Financial Advice

Revisiting Our Most Viral Financial Advice

2024/10/3
logo of podcast Smart Money Happy Hour with Rachel Cruze and George Kamel

Smart Money Happy Hour with Rachel Cruze and George Kamel
AI Deep Dive AI Chapters Transcript
People
G
George Kamel
从负净值到百万富翁的个人财务专家，通过播客和书籍帮助人们管理财务。
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
Topics
George Kamel和Ken Coleman认为，仅仅拥有六位数的年薪并不一定意味着财务上的舒适和中产阶级地位。他们指出，高额的债务，例如汽车贷款、学生贷款和信用卡债务，以及不断膨胀的生活方式，会吞噬掉大部分收入，导致即使年薪达到六位数，仍然入不敷出，甚至需要靠借贷维持生活。他们强调，财务安全不仅仅取决于收入，更取决于个人的理财习惯和消费观念。 他们以数据为例，指出许多年薪六位数的人仍然入不敷出，这说明高收入并不一定能带来财务自由。他们建议人们应该关注自己的债务情况，控制生活方式的膨胀，并养成良好的理财习惯，才能真正实现财务安全。

Deep Dive

Chapters
This chapter discusses the rising cost of living and whether a $100,000 salary is sufficient to maintain a middle-class lifestyle. The hosts debate the impact of debt and lifestyle creep on financial well-being.
  • $100,000 salary may not be enough due to high debt and lifestyle creep.
  • Many six-figure earners live paycheck to paycheck.
  • Average household income in America is around $71,000.

Shownotes Transcript

💵 Start your free budget today. Download the EveryDollar app!) 

Remember Horsegate? When George broke a girl’s heart with just three words: “Sell the horse”? Well in this episode, Rachel and George react to seven of their viral money moments like that one that got your attention.  

Next Steps: 

·      🎥** **Watch our video Explaining Our Most Hated Financial Advice). 

·      📱** **Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

·      Follow Rachel and George on Instagram for more financial tips: @rachelcruze), @georgekamel) 

Connect With Our Sponsors: 

·      🔒** **This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney). 

 

**Today’s Happy Hour Special: 🍹 **French Blonde 

Recipe: Today) 

 

Ingredients: 

·      1 ounce Bombay Sapphire gin 

·      1/2 ounce Lillet Blanc 

·      1 1/2 ounces freshly strained grapefruit juice 

·      3/4 ounce St.-Germain 

·      1 dash lemon bitters 

·      Grapefruit twist (optional) 

Instructions: Add all ingredients to a cocktail shaker filled with ice. Shake and strain into a coupe. Garnish with a grapefruit twist if desired and enjoy! 

 

Listen to More From Ramsey Network: 

 

💡 The Rachel Cruze Show) 

💰 George Kamel) 

🎙 The Ramsey Show) 

💸 The Ramsey Show Highlights)**__ __ ** 

🧠 The Dr. John Delony Show) 

💼 The Ken Coleman Show) 

📈 EntreLeadership) 

 

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