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cover of episode Savvy or Sketchy: Reacting to Crazy Cost-of-Living Hacks

Savvy or Sketchy: Reacting to Crazy Cost-of-Living Hacks

2024/9/26
logo of podcast Smart Money Happy Hour with Rachel Cruze and George Kamel

Smart Money Happy Hour with Rachel Cruze and George Kamel
AI Deep Dive AI Chapters Transcript
People
G
George Kamel
从负净值到百万富翁的个人财务专家，通过播客和书籍帮助人们管理财务。
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
Topics
Rachel和George讨论了在高生活成本下人们采取的各种省钱策略，包括利用优惠活动购买电影票、选择性价比较高的居住方式（如Airbnb或全包式度假村）、在欧洲做房屋或宠物看护、共享办公空间等。他们还强调了控制债务、合理规划预算、调整生活方式的重要性，以及在经济不景气的情况下保持财务稳定的方法。他们认为，虽然一些极端的省钱方法（如在公共区域使用建筑物的电源插座）并不实用，但人们可以通过控制可控因素（如债务、生活方式和收入）来应对高昂的生活成本。 他们还分享了自己在省钱方面的经验，例如Rachel利用保修获得意外的经济利益，George则通过在拉斯维加斯赌博赢钱。他们鼓励听众理性消费，控制债务，并根据自身情况做出调整，例如搬家或换工作，以应对高昂的生活成本。

Deep Dive

Chapters
The episode starts with Rachel and George introducing themselves and their podcast, Smart Money Happy Hour. They discuss the increasing cost of living and how people are resorting to extreme money-saving hacks. The conversation touches on the Consumer Price Index and its impact on different states.
  • Increasing cost of living
  • Consumer Price Index rose 3.1% in 2024
  • Hawaii has the highest cost of living, Mississippi the lowest
  • Washington has the highest disposable income, Hawaii the lowest

Shownotes Transcript

💵 Start your free budget today. Download the EveryDollar app!) 

 

Would you park a mile away to avoid pricey parking? Or let your home become a sauna to keep AC costs low? Just how far are you willing to go to save on cost of living? Stick around to hear some of the most extreme money-saving hacks out there.  

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Next Steps: 

·  🎥 Check out our video Girl Math: Smart Financial Strategy or Huge Money Mistake?) 

· 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

 

Connect With Our Sponsors: 

· 🔒This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney). 

 

**Today’s Happy Hour Special: 🍸 **Tequila Manhattan 

Recipe: Food & Wine) 

 

Ingredients: 

· 2 ounces añejo tequila 

· 1 ounce sweet vermouth 

· 2 dashes mole bitters 

Instructions: Combine all ingredients in a mixing glass with ice and stir until thoroughly chilled. Strain into a chilled coupe or over a large whiskey cube. Garnish with a maraschino cherry and/or an orange twist. Enjoy! 

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Listen to More From Ramsey Network: 

💡 The Rachel Cruze Show) 

💰 George Kamel) 

🎙 The Ramsey Show) 

💸 The Ramsey Show Highlights)**__ __ ** 

🧠 The Dr. John Delony Show) 

💼 The Ken Coleman Show) 

📈 EntreLeadership) 

 

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