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cover of episode How AI "ghost students" are stealing financial aid

How AI "ghost students" are stealing financial aid

2025/7/3
logo of podcast Marketplace All-in-One

Marketplace All-in-One
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Sharon Luria
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Sharon Luria: 我发现，诈骗犯利用人工智能冒充学生，大规模盗取助学金。他们通过盗用他人身份注册在线课程，并利用AI完成作业，从而获得经济资助。这种诈骗行为在社区大学中尤为突出，因为这些学校为了普及教育，入学门槛较低，导致诈骗分子有机可乘。佩尔助学金是针对经济困难学生的，但诈骗分子骗取这些资金，加剧了社会不公。更令人担忧的是，受害者可能面临虚假贷款，需要花费数年时间才能消除。此外，幽灵学生还会挤占真实学生的课堂名额，影响他们的学业。教育部已经开始采取措施，要求学生在注册时进行身份验证，但同时也面临着人员不足的问题。尽管如此，揭露这些问题至关重要，因为只有公开讨论，才能让更多人意识到风险，从而更好地保护自己。

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In today’s episode, Marketplace’s Nova Safo speaks with Sharon Lurye, a data reporter at the Associated Press, about her recent investigation into “ghost students” — scammers who use AI to pretend to be college students in order to steal financial aid and loan money.