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cover of episode How the Supreme Court ruling on nationwide injunctions impacts businesses

How the Supreme Court ruling on nationwide injunctions impacts businesses

2025/6/30
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Marketplace All-in-One

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Andre Harris
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Anthony Sanders
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Becca Brett
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Kimberly Adams
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Mary Heinz Drosch
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Melanie Fish
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Michael T. Morley
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Mitchell Hartman
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Nancy Marshall-Genzer
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President Trump
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Rima Reis
银行的调查数据
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Nancy Marshall-Genzer: 作为主持人,我介绍了最高法院再次审议奥巴马医改法案的背景,强调了这次审议涉及预防性医疗保健的覆盖范围以及谁来决定这些范围的重要性。这次裁决直接关系到数百万美国人的医疗保障,因此备受关注。 Mitchell Hartman: 作为市场观察员,我深入分析了案件的争议点,指出案件主要争议在于私人健康保险计划中哪些预防性医疗保健必须免费提供。同时,我也解释了法院的裁决结果,即联邦工作组将PrEP等预防HIV传播的治疗纳入是合法的,因为工作组本身是符合宪法的。此外,我还强调了这项裁决对癌症和糖尿病筛查等一系列预防性医疗保健的积极影响。

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Hey, if you're listening to this, I will assume you're at least interested in money, understanding the economy and finances as well. And some of us now want to get the next generation interested as well. So check out Million Bazillion, Marketplace's award-winning kids podcast that breaks down money to help dollars make more sense.

Tune into Million Bazillion wherever you find your favorite podcasts. A whole new season is out now. Million Bazillion is presented in partnership with Greenlight, the debit card and money app for kids and teens. Greenlight helps kids and teens learn to earn, save, spend wisely, and invest. When you sign up for a Greenlight account at greenlight.com slash million.

This Marketplace podcast is supported by Dell. Introducing the new Dell AI PC powered by Intel Core Ultra Processor. It helps do your busy work for you so you can fast forward through editing images, designing presentations, generating code, debugging code, summarizing meeting notes, finding files, managing your schedule, responding to long

The Supreme Court weighs in on Obamacare again.

From Marketplace, I'm Nancy Marshall-Genzer in for David Boncaccio. The Supreme Court released an important decision involving the Affordable Care Act last week. It involves what types of preventive care can be mandated for coverage as part of health insurance plans and who gets to decide that. Marketplace's Mitchell Hartman joins me now with the details. Hi, Nancy. So the Affordable Care Act has ended up in front of the Supreme Court three times before this. What was this case about? Well, it was a case about

Well, it was basically a dispute about what kinds of preventive health care so that screenings, medications and treatments have to be covered for free as part of private health insurance plans. It was an argument brought by conservative opponents. They claimed that the federal task force of independent medical experts that was set up to determine

So what are we talking about here? What types of care?

Well, the plaintiffs, a group of employers and individuals, objected in particular to having to pay for coverage of things like PrEP, which is a pre-exposure prophylactic treatment that can be used to prevent HIV transmission. But under this ruling, the task force's inclusion of that treatment is legal because the task force itself is constitutional. So what else is at stake here then?

Well, advocates for preventive care are cheering because, by extension, a whole range of care is also upheld and free. So that's cancer and diabetes screening, meds for stroke prevention and heart health, even ointments given to newborns to prevent eye infections. Well, thanks, Mitchell. You're welcome.

With a big travel period coming up this Fourth of July weekend, some travelers will be swapping pricier, busier destinations for lesser-known locations with a similar vibe, like, say, Albania instead of Italy. These are called destination dupes, and they're among this year's travel trends. Marketplace's Elizabeth Troval reports. Sometimes a dupe can be better than the original. That was true for Mary Heinz Drosch with Bank of America after she went to the crowded, eclectic,

Greek island of Santorini, she checked out its lesser-known counterpart, Poros. I got a really nice hotel at a fraction of the cost. The food was just as great and really emerged myself in the Greek culture at a

at a much lower price. Millennials are leading this trend, according to Bank of America survey data. Six in 10 say they'd choose a budget-friendly destination over a more popular spot. Everyone has felt the impact of inflation and travel has become very, very expensive. And so when you do something that's lesser known, it's less expensive and that helps. And you don't have to go abroad to experience the destination dupe. Melanie Fish with Expedia recommends Charleston, South Carolina.

It's Europe without the jet lag. It has that Lisbon charm and elegance, but no passport required. She says the hunt for a just-as-cool hidden gem is an enduring trend, one that's been amplified by social media. I'm Elizabeth Troval for Marketplace.

This Marketplace podcast is supported by Dell. The Black Friday in July event from Dell Technologies is here. There's never been a better time to upgrade. Now's your chance for great offers on popular, trusted technology. You'll also discover huge deals on exciting new AI-ready laptops, like the Dell 14 Plus featuring Intel Core Ultra processors, starting at $699.99.

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Listen to and follow What We Spend, an Odyssey original podcast. Available now wherever you get your podcasts.

Lawyers all over the country spent the weekend sorting out what the latest Supreme Court rulings will mean for the U.S. and the economy. One of Friday's decisions limits the circumstances under which lower courts can issue nationwide injunctions. The case was about the executive order related to birthright citizenship. But Marketplace's Kimberly Adams reports there are also consequences for businesses and consumers.

The Supreme Court didn't outright ban lower courts from putting a nationwide stop on federal policies while the cases play out, but the majority argues class action lawsuits are a better way to make that happen. Andre Harris is general counsel at the Competitive Enterprise Institute.

If the class is big enough, they can still get a national injunction. But the court's ruling just helps narrowly tailor injunctions for those who should be properly covered.

Before, let's say there was a business rule or environmental regulation a bunch of people or businesses didn't like. A group representing them could go to court and seek a nationwide injunction on their behalf. Groups such as the Sierra Club or the ACLU that have members across the entire nation say, we as entities aren't being harmed by this legal provision, but our members are.

Michael T. Morley is a law professor at Florida State University. And so we're suing to enforce our members' rights. We have lots of members. They're spread across the entire country. But now the Supreme Court wants lower courts to limit their rulings to the people actually involved in the case and to be careful about what constitutes a class. So moving forward... We may see multiple injunctions applying only to named plaintiffs.

Becca Brett is an associate at the law firm Clifford Chance.

Which could result in kind of a fragmented judicial environment, causing businesses to have to react in different ways depending on which jurisdiction they're in. Whereas in the past, a trade association could get a nationwide injunction by arguing that a bunch of businesses could be harmed by something, now it looks like individual businesses would have to get together in a class and really prove they would be harmed to argue for a broader hold on a policy.

We're going to see a lot more class actions in the future on behalf of businesses, which may sound ironic because we always hear about businesses defending against plaintiff class actions. Anthony Sanders is with the Institute for Justice, a nonprofit public interest law firm. That's not always practical, though. Class actions add all kinds of costs to lawsuits.

With all the extra costs and paperwork, Sanders expects what's more likely to happen is that fewer people and companies will even bother challenging policies at all. In Washington, I'm Kimberly Adams for Marketplace. In a Fox News interview on Sunday, President Trump said he's found a buyer for TikTok. He said the unnamed buyer was a group of very wealthy people. He went on to say the deal is still developing and would probably need China's approval.

I'm Nancy Marshall-Genzer with the Marketplace Morning Report from APM American Public Media. Hey, everyone. I'm Rima Reis, and I'm excited to join Kimberly Adams on Make Me Smart. Together, we'll unpack the day's news, whether it's a tariff switch up, the latest on Trump's immigration policy, or the future of clean energy. Join us each weekday so we can make sense of it all together, because none of us is as smart as all of us.

Listen to Make Me Smart wherever you get your podcasts.