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cover of episode States move to put limits on surprise health care fees

States move to put limits on surprise health care fees

2025/6/9
logo of podcast Marketplace All-in-One

Marketplace All-in-One
AI Deep Dive AI Chapters Transcript
People
D
Deidre Gifford
J
Jeremy Bearer-Friend
K
Kari Green
L
Lorenz Debo
M
Maureen Hensley Quinn
M
Molly Smith
U
Uri Gneisi
Topics
Lorenz Debo: 作为比利时人，我对美国的小费文化感到非常陌生。我花了很长时间才理解美国小费的细微差别。疫情期间，我开始额外给送货员小费，但现在我发现，在咖啡店用iPad支付时，如果我选择不给小费，会感到有压力。我担心小费文化会加剧歧视和盗窃现象，提高最低工资可能是更公平的补偿方式。 Uri Gneisi: 我认为加州的小费比例较低，并非因为加州人吝啬，而是因为加州的快餐工人有较高的最低工资保障。我更喜欢生活在有最低工资保障的地方，这样我可以用工资支付房租，而不完全依赖小费。 Jeremy Bearer-Friend: 我认为如果政府补贴小费相对于工资，可能会导致工资占比下降，小费占比上升。最低收入者可能无法从免税政策中受益。此外，当前的政策似乎针对移民群体，这令人担忧。我们应该关注提高最低工资，而不是依赖不稳定的和可能不公平的小费。 Daniel Ackerman: 通过数据分析，我发现美国不同地区的小费习惯存在显著差异。例如，特拉华州的小费比例最高，而加州最低。这可能与各州的最低工资标准有关。我将继续关注小费文化和相关政策的演变。

Deep Dive

Chapters
This chapter explores regional variations in tipping habits across the United States, highlighting the contrast between Delaware (highest tipping rate) and California (lowest). It examines the influence of technology, peer pressure, and minimum wage laws on tipping practices and discusses the potential consequences of a tax policy change on tips.
  • Delaware has the highest average tipping rate (over 22%), while California has the lowest (just over 17%).
  • Technology and peer pressure contribute to increased tipping.
  • California's higher minimum wage may influence lower tipping rates.
  • A proposed tax deduction on tips could incentivize lower wages and disproportionately benefit higher earners.

Shownotes Transcript

Get an X-ray or ultrasound with a hospital-affiliated doctor and you may note a so-called facility fee on your bill ranging from $15 to several hundred or more. The additional charges are showing up on more patients' bills, now that some 40% of doctors work for hospitals. But this year, 15 states are trying to limit these fees. But first: Why do people tip more in Delaware than they do in California?