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cover of episode At The Money: Planning Your Retirement?

At The Money: Planning Your Retirement?

2025/7/2
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Masters in Business
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B
Barry Ritholtz
知名投资策略师和媒体人物，现任里特尔茨财富管理公司董事长和首席投资官。
C
Christine Benz
知名投资分析师和记者，专注于个人财务和投资策略。
Topics
Christine Benz: 退休后，人们需要有意识地寻找新的目标来替代工作带来的成就感。应该提前规划退休后的活动，以找到能带来目标感的事情，寻找目标不必过于宏大，小的、能带来快乐的事情同样有意义。人们应该尽早开始规划退休生活，而不是等到临近退休时才开始考虑，理想情况下，人们应该在50岁左右开始思考退休后的生活愿景。在规划退休时，应该认真思考自己仍然喜欢和不喜欢的工作内容，逐渐过渡到退休状态的一个好方法是，多做自己喜欢的事情，减少不喜欢的事情。 Barry Ritholtz: 尽早开始规划退休生活非常重要，需要考虑收入来源、支出情况，并构建一个动态的投资组合。最重要的是，整理好自己的财务事务，并与家人沟通。

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Chapters
This chapter emphasizes the importance of defining a sense of purpose in retirement, suggesting that people often derive purpose from their jobs and need to find new sources of fulfillment. It distinguishes between "big P" purpose (grand goals) and "small p" purpose (daily activities bringing joy), encouraging a focus on both.
  • Purpose is crucial in retirement as it's often tied to work.
  • Replacing work-derived purpose requires thoughtful planning.
  • Small, joyful activities are as important as grand goals.

Shownotes Transcript

Thinking about retirement? Do you know how you will spend your time? And perhaps most significantly, how much retirement can you afford?Christine Benz is Director of Personal Finance & Retirement Planning at Morningstar; her new book is “How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement.” She joins Barry Ritholtz to discuss what you need to know about planning for retirement.

Each week, “At the Money” discusses an important topic in money management. From portfolio construction to taxes and cutting down on fees, join Barry Ritholtz to learn the best ways to put your money to work.

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