1746: Managing Your Money in a Trump Presidency
30:29 Share

My dad works in B2B mar keting. He came by my school for career day and said he was a big row as man. Then he told everyone how much loved calculating his return on ad spend. My friends still laugh me to this day.

Not everyone gets B2Be, but with linked in, you'll be able to reach people who do get a hundred dollar credit on your next ad campaign. Go to link in that com slash results to claim your credit. That's link flash results, terms and conditions apply linked in the place to be to be .

Spark something uncommon this holiday with just the right gift from uncommon goods. The hectic holiday season has arrived, and uncommon goods makes IT less stressful, with incredible handpicked gifts for everyone on your list, all in one spot gift at Spark joy, wonder the light. And that is exactly what I wanted feeling.

Uncommon goods showers the globe for original hand, made absolutely remarkable things for every single person. You know, a few of my favorite gifts that I found on their site include stem gifts for your kids, fun activities that can do at home during the winter break, that also teach them a few things. I also just found and purchased a really unique give for my husband, a set of control pint classes with illustration of some of the iconic buildings at ten state where we first met.

And here's the best part. When you shop IT on common goods, you're supporting artists and small independent businesses. Many of their handcrafted products are made in small batches, so shopping now will ensure they won't sell out this holiday season. To get fifteen percent off your next gift, go to uncommon goods dot com slash so money that's uncommon goods 点 com slash so money for fifteen percent off don't miss is limit a time offer uncommon goods we're all out of the ordinary so many episode seventeen and forty six managing your money in a trump presidency.

you're listening to so money with award winning money grow for you each day get many of ancient from the world's top business minds, authors, influencers and from far looking for waste to save on gas or double your double coupon d sorry, you're the wrong place seeking profound ways to live a Richard have your life welcome to so.

Money, everybody, welcome to so money, it's november eighth, twenty twenty four. And this is our first asked furney friday post election. As of today, IT appears on the trump one. Both the electoral college vote and the popular vote is very rare for a republican candidate to do that since the turn of the century. For many of us, myself included, the outcome was not we had hoped for.

But here we are, my mother, who has been a part of a totalitarian regime as a woman who was born in iran in the sixties, and then later left in the late seventies as a result of that regime becoming totalitarian. She's an immigrant and the south of this country. And he may read about her in a healthy state of panic.

And the day the election vote SHE wrote to me, we were texting and he said, you know, we're all very sad, but this will pass. And I kind of eroded that, i'm gonna be honest. My mother has perspective that I don't, and I can respect where she's coming from.

And so here's time choosing to interpret this idea of this will pass is that sometimes the pendulum swings in a direction that you don't like. But here's what's true. We still live in a democracy, and I do believe that we still live in the best country in the world.

And we can maintain that by staying engaged, we can stay informed, we can continue our efforts, and maybe the pendulum will swing back. As a hara said in her concession speech, while I can see this election, I do not concede the fight that fueled this campaign. I'm sure that's how many trump voters felt in twenty twenty, although truth never conceded the race.

But look what happened this week. They turn things around for their party. And so maybe but there's a lesson in that I don't know.

I'm I nearly flung policy one hundred freshman europe, ten states. So what do I know? I do know that it's been a very intense week.

It's been an intense decade, but these last few days in particular have been a lot right. My tax chains with family and friends and dms with singers. You all been reaching out.

Thank you. We've been angry. We've we've been expressing sadness and disappointment. There have been some efforts to uplift one another.

But you know me, i'm not gonna sit here and say, just look at the bright side or you know take IT on the chin. I'm going to be the person to tell you to feel what you're feeling. Just be who you need to be in this early phase of shock and grief, if that's what you're feeling.

I was talking to a friend who has a daughter who was a senior in high school, and he said on the morning of november, sex SHE burst into tears when he heard the news, and he'd never seen his daughter so despondent. Ed, and he blamed himself for maybe not preparing her so well for this outcome, which wasn't so far. Fat too, was a very tight race, and he was beating himself up because he felt as though he had, in some ways, scared her too much about the consequences that might be, that might happen if if trumps.

And I said, you know, let her feel what she's feeling. And I think you, her dad, you did what was appropriate at shes seventeen years old. She's almost a voting age and if she's feeling outrage, and by the way, you're not the only source of her information, she's out there and she's reading and she's learning and she's talking to people this feeling that he has.

If IT is sadness and outrage, like let IT simmer, let IT guide her to examine our country's policies and the leaders we elect to be very careful about who SHE votes for when it's time for heard to vote. It's hard right now, but maybe you're actually lying. A foundation for her that will be of a benefit to her and her generation of voters.

Many of you have reach out to me this week wanting me to shut some light on to what we can do now, what now furnished? What does a trump presidency mean for our economy in our financial lives? What can we do as individuals to be resilient as we navigate so much uncertainty? How can we use fear constructively? And so that's what we're going talk about today.

And I appreciate that. I appreciate that you seek guidance from me. Hopefully a familiar voice won that feels reliable that you can trust. And I take this role very seriously. I take this responsibility seriously.

So today, i'm gna do my best to share what we have learned and what we know so far about how a trump presidency could affect our financial lives. And then we're going to dive into how the stock market typically performs post election and during democrat versus republican presidencies. You may have noticed, as I did when checking my retirement portfolio wednesday, that your network, you ve been investing as increased this week, stocks surged to new highs following trumps Victory.

It's not an isolated event and IT doesn't guarantee a rosy sock market over the next four years. I'm going to talk more about that shortly. Also today, i'm going to talk about how i'm planning to navigate the next four years myself financially and some recommendations for all of us first.

So I want to think everyone who joined me on election night for our nearly two hour long alive investing workshop, I have to say, teaching and being with all of you, IT, was a very healthy distraction from the news and social media on a really ancient day and a really ancient night. So thank you for that. I've sent out the recording to all who d if for some reason you haven't received that recording, that email for me, which was sent wednesday afternoon and then also again thursday morning, please get in touch with me directly add furney at so many podcast up com.

A few of you did reach out and said that they didn't get the recording, uh, IT wasn't in your spam folder. So if you experience this, let me know. If you didn't register and you want the recording IT is available, you can go to show money members dot com.

And if you sign up for our members club, you will get that recording as well as over a dozen other financial workshops on a range of topics, from real estate to retirement to budgeting. You also as a member, you get to hang out with me in our chat room, you get to mingle with our members, you get to come to my office hours. It's a good time.

And I think right now, if you're seeking community and you want to get educated and you want resources in this very uncertain time, the so many members club is my offering to you so many members. Dot com. I went to bed tuesday night around eleven pm, with two thoughts.

One, this country hates women. And to country hate women more than that loves money. I was dark. I was in a dark place. And then I went to bed and I woke up, are looking at my phone in a resole attack and one tax says it's a very sad day and other, tex says, WTF.

And so I already know what the verdict is, right? And I look at my husband and my first thought is, what are we're gona tell the kids they are awake already, their downstairs, waiting for us to come downstairs. My kids are seven and ten.

Regardless of how you vote in, the fact is, Donald mp has faced significant legal chAllenges. This may, he was found libel for sexual abuse and deformation in a civil case brought by aging Carol becoming the first former president in our country's history to be held liable for such a thing. We know his statements about women because he says them out loud.

We know his feelings about people with disabilities because he's shown us he has spoken in about L, G, B, T, Q, plus individuals, black people, linos, anyone who disagrees with him. Basically, we know not just how he feels, but how he disregards their rights. And it's not political, it's just fact.

And to some extend, my kids, they're Young, but they know about his behavior. It's it's pretty hard to share them from IT. And so here we are.

My husband were trying to prepare, telling our kids wednesday morning that someone with such a history and a temperate can be elected as a leader in any realm. Bahri is now elected as the next leader of amErica that's chAllenging. He um by the way, still technically faces federal charges over his attempts to overturn the election four years ago, just in a side note.

And so all this to say these are not the qualities is the attributes of the leader that they know that my kids know to be acceptable. And i'm proud of them for believing that way. And that's why IT was hard.

That's why IT was hard to face them and say, I trust span elected now, the four we told them about seven, thirty five now, and my seven year old daughter, before knowing the news, SHE comes into our bedroom and SHE presents us with. And on the loop I am like, what's going on? Just look, I made you guys something.

Audience, SHE had written a note for us and drawn a beautiful rose, and on the beautiful rose note said, I love you, mom and dad. And he said, I just want you to know that I love you and I looked in my husband and I said, SHE know that he won and she's coming here to console us and he did not know. And you just said, I just wanted to tell you guys so much I love you.

Kids feel things kids know, right? And I took that as a sign that I just seem to continue to have hope. And if for no other reason and when, I can continue to love this country and fight for our rights, for my kids and for their generation.

And so then we told them over breakfast, and I cried a little bit. They were seemingly more moved by mom tears than by the news of trump t being elected. They were surprised by IT, but they and they were sad.

But their kids, their resilient, they Carried on. They asked, what are you packing us for lunch? And I was just glad that didn't ask me any political questions because I didn't have answers. Although later that day, I did get a good answer, speaking to another parent about how to interact with children around this, if you are like me, uh, SHE said he told her kids to go to school after he told them the news. He said that the news, that the fact.

So all I would ask you today is to go to school like you do every day, try to be as helpful as possible, just be helpful, because that is what we need most in this moment to be in service, to be kind, to be helpful. And it's how we can hopefully come together. And I tell you, that day I wanted to just stay home besides grow instagram each cheese.

But I just, I said, nope, nope. I put on my sneakers. I started a walking outside and know where I was going.

I just started walking heading towards downtown. And then the idea started to come to me. I said, you know what? I'm going to cancel my morning meeting.

Who wants to talk right now about podcast? Let's talk to my friend ali, who lives in montClair. She's a mom on me.

Text her, what are you doing? SHE, by the way. And I and another friend, Michael, are starting a podcast about monk in new jersey.

T. B. D. But we were like, let's go and talk to our neighbors and people around town about how they're feeling right now.

So I grab the mike, we went downtown and I took that anxiety. I met IT with action, Allen. I discovered that a lot of people were downbeat as we expect that we live in a pretty progressive town.

But ultimately, everybody was being an adult about IT. And they were like, IT is what IT is. I'm I continue to go to work. I'm going to continue to raise my family. I'm going to continue to speak up for what I believe in. And I was really helpful to hear that IT was perhaps the best way to spend the morning for me as somebody who is a journalist at heart.

I felt very much like by twenty two year old itself back in grad school at columbia, where remembred during the first week, and I was around this time of year, I got sent out by my professors to talk to people on the one year anniversary of nine eleven. Now this was not the same mood, obviously, but IT was me again, putting myself out there during a tough time and taking a risk to talk to people who I don't know what their opinions are, I don't know how they're feeling, but i'm going to talk to them, i'm onna approach them, i'm gna be vulnerable and i'm going to ask them about their opinions. I am gonna try to earn their trust.

And IT worked. I think people were happy to connect with someone, even a perfect stranger. The podcast, by the way, that i'm doing with my friends here in town, it's gonna called of the month lair podcast.

Stay tuned among clear podcast. I'm really looking forward to launching IT in the new year. And I do think now more than ever, hyper local news and podcasts are within the category of news.

The podcasts I can illuminate the stories and the people in the ideas from a town or a community, I think is so critical. And I do think we're giving the people here what they want. When we told people about the podcast, they were like, there are island up, like go tell us will subscribe.

People want to know what's going on in their towns. They want to know how their neighbors feel. This is a for aca tally creative endeavor. Um it's a passion project, but I think one that will inspire the path for more local podcasts.

And if you haven't caught up on this week's episodes of so money, I want to highlight them two episodes with two very accomplished women dedicating their careers of lifting other women in their financial and professional lives. On monday, I spoke with linsey stanbery. SHE is a long time journalist and financial advocate for women, and she's the founder of the purse is a news letter that i'm obsessed with.

IT dives deep into the realities and details of women's financial lives and the economics that uh, go into raising kids, being married, raising a household. As A A caregiver of professional of bread winner, I admire linsey a lot and her work is phenomenal. The purse is one to follow.

You can listen to that episode and also follow the purse at the purse dot sub stack dot com. And then on wednesday, Caroline Adams Miller, a renown expert and happiness and goal setting, came on the show to share her latest research in her book that's called big goals, the science of setting them, achieving them and creating your best life. We dove into the newest science on mindset, grit A I, resilience, gender perspectives, all as they pertained to creating and accomplishing goals in our financial lives.

Check IT out now. Speaking of setting goals and planning our future, let's turn out to explore what a trump presidency can mean for our financial lives and how to potentially navigate. Now for trump voters, the economy was the most important issue, and that's according to examples.

Among those who viewed the economy negatively, sixty nine percent were republicans and twenty nine percent were democrats. Their concerns, inflation, high food Prices, the housing shortage, housing costs. But this perspective, this idea that the economy is in the tanks, was baffling to democratic voters, who were just like, uh, hello, the booming stock market over the last two years, consistently low unemployment.

The fed has worked to bring down inflation. We've had a soft landing, but never the less chief among trump's proposals to improve the economy include higher terabits and lowering of taxes for some people. Let's talk about the tariffs and how they're to impact us. okay.

And what are the terms specifically? Trump has said he plans to install a blanket tariff of between ten and twenty percent on all imports, as well as a tariff of sixty to a hundred percent on goods brought in from china. Now what's a tariff? A tariff is attacks on goods that arrive here from overseas.

Who pays them? The businesses that import them here. How do they afford that tax? They raise, ed, the Prices of that good. And so all we pay that attack. So IT doesn't stop the flow of imports necessarily, but companies will have to raise their Prices on these imported goods to cover the tariff.

Now from tran's perspective, this is gone to help boost the economy because IT provides a new source of revenue for the government, and that revenue would then helps to offset his income tax cut proposals, which i'll cover in a moment. In fact, at an election rally in pennsylvania last month, he said, and I quote, tariff is the most beautiful word in the dictionary, more beautiful than love, more beautiful then respect. But my friend's terrace Carry the risk of inflation.

If president trump raises terrorists on imported goods, IT will inevitably mean that american consumers are going to pay more. And that's according to how our black men, he's a senior fellow at the urban brookings tax policy center, and how much exactly is going to cost us twenty six hundred dollars a year for every typical american household. This is according to the Peterson institute for international economics.

They did some research. They ran the numbers trumps bigger terror proposals would cost the average american household over twenty six hundred dollars a year. So let's say, this is our future.

What do we have to prepare for? We will obvious ly higher Prices on so many goods, particularly anything in the tech industry that's dependent on global trade. So it's the phone in your hand right now.

It's the car your driving, it's semiconductors, anything you may have bought on amazon yesterday. All of these items more than likely cross the border to get to us. And so these are the products that are likely to go up in Price.

Listen, i'll be lying if I said i'm gonna wait to get my new iphone up. great. I'm getting that next month.

It's been cracked for some months and i've been making do. But you know what? Mom is getting a new iphone, and I have more reason now than ever to get one.

So that's just one aspect of problems. Economic platform coming up after the break. I'm going on packs of his tax proposals, and i'm going to tell you exactly what i'm doing to strengthen my finances over the next four years.

And why is more important than ever for women to build a financial fortress? I have a little bit of a ted talk to give. Not really, but it's important. After the break, imagine having a super smart and reliable virtual friend to help you guide your finances.

Well, besides me, that's exactly what you get with claude, the A I assistant for anthropic, designed to help amplify your potential, whether you're tackling your finances alone or working with the team. Claude is there to help need to analyze financial data, track expenses or make a plan to pay off death claws. Advanced reasoning capabilities are perfect for breaking down complex charts, forecasting savings schools, and even generating custom tools to streamline your financial models.

Plus, cloth offers top tier security and reliability, ensuring your sensitive financial information is always protected, trusted to help you make the best decisions with the piece of mind of knowing your data is safe, ready to take control of your financial future. Is IT clawed out a ee today and see how claude can help you exceed your goals here, something i'm really looking forward to as the weather turns cooler. Pen state football games pumpking lot yeah, I said IT and slipped into a cozy sweaters ter from queen.

Queen is known for there among golan cashmere sweaters s from fifty dollars. And it's not just that all queen items are Priced fifty to eighty percent less than similar brands includes beautiful lizer jackets caught in cardio soft ana and so much more. How are they able to do that by parterres directly with top factories and cutting out the cost of the middle, which passes the savings onto us?

I just did a huge queensland because i'm obsessed with their cropped button down card against perfect to go with my highway to genes they fit perfectly and look like a million box. And I only spent forty nine get cozy in queensland, high quality wardrobe essentials go to queen stock com flash so money for free shipping on your order and three sixty five day returns that's Q U I N C E dot com slash so money to get free shipping and three sixty five day returns queenstown com flash so money here on so many. We talk often about how our goals Carry Price tags, whether saving for a house, growing your family or retiring at some point.

It's helpful to craft a plan as soon as possible and get the right help to stay the course, because life loves to surprise us, and the path to achieving our goals is hardly straight forward. That's where moral can help with a dedicated miral adviser. You get a personalized plan and a clear path for having the bullet your back helps your whole financial life move with you.

So when your plans change meals with you, every step of the way good my dog comes lash a bullish to learn more miral a bank of amErica company, what would you like the power to do? Investing involves risk. Mary linch, piers fenner and Smith incorporated registered to broke your dealer registered investment advisor .

member S I P C.

My dad works in B2B mar keting. He came by my school for career day and said he was a big row as man. Then he told everyone how much you loved calculating his return on ad spend. My friend still laughing me to this day.

Not everyone gets B2Be, but with linked in, you'll be able to reach people who do get a hundred dollar credit on your next ag campaign. Go to linked in that com slash results to claim your credit that's linked in com slash result terms and conditions apply linked in the place to be to be.

All right, we're back and we just covered the tariff that trump proposes and the projected twenty six hundred dollar average household cost the tariff s would create. And I want to talk now about some of the other tax plans, mainly the tax cuts that have so many rich people excited, so supportive of this administration.

First, trump is proposing an extension of this twenty seventeen tax cuts, where he aims to make the individual and estate tax cuts permanent. It's going to benefit potentially higher income earners more substantially than anybody else, also new tax deductions. His proposals include creating to tions for auto loan interest and exempting income from tips, social security benefits and overtime pay from tax, which I can like actually like that.

These measures, I guess, are an attempt to help other groups, not just the rich, including service industry workers and retiree's. He supports increasing the child tax credit, which come alerted as well that tax credit is currently two thousand dollars. He's talked about increasing that.

I do like this. I don't like what he proposes as far as getting rid of many of the tax credits in president joe biden's inflation reduction act, specifically the ones pertaining to climate friendly spending. So far, those tax credits have benefit home others.

To the tune of eight billion dollars now was just last year for installing solar panels and other climate conscious home improvements. Trump wants to repeal all of guidance climate credits in an effort to save the government money. So my advice, if you are planning on getting solar panels or other Green upgrades to your home and you want these tax credits, do them sooner than later.

Let's talk about the stock market. I got a question from the audience, farmers, should we pull back on investing and focus on saving cash right now because it's an uncertain time. But if you were paying any attention to the markets this week, I don't think the answer is pulling out.

Right after the election, the stock market surged. The deal climbed over fifty hundred points. The S, M, P, five hundred hit new eyes.

This is because we have certainty now. The markets love certainty. And the rally also reflected the general optimism that wall street fuels around trumps, trumps policies.

You know, he's proposing policies that would boost industries like energy and defense and manufacturing, which move markets. And these industries have history. Ally thrived under republican administration.

So the rally we saw this week was part due to the certainty of this election, which honestly, we all thought we were ground with at least a few days to get the route, to get the votes in, right, and to tell you all up. But this was such a swift call, the markets were not prepared for that. They ultimately loved IT, and they're also anticipating this booming of industry is like energy, defensive manufacturing.

But I want to put this all in context. IT was just one day, right? This was a one day event.

IT was an impressive rally. But it's essential. Look at the trans, the historical trends for an educated understanding of how the markets perform.

And then as an industry, how do you play in this market? Here's a thing. Historically, markets tend to perform pretty well regardless of who is in office, whatever party is in office. Over the past few decades, we have data now that has shown slightly higher average returns during democratic presidencies. Republic lan administrations, on the other hand, tend to favor tax cuts and deregulation that also can boost short term stock performance.

So is just an important remember that while markets may react immediately to a new president with optimism or maybe caution, the long term trajectory of the stock market, that depends on so many factors beyond who's in office. You have to factor in the geopolitical issues. You have to factor economic conditions.

Federal reserve policies, which just this week, the fed reduced the overnight bank lending rate industry tes by quarter of a point again. And the markets like that when we saw that play out in the markets. And if you you're my investing workshop, p on tuesday night, you heard me say this over and over again, that consistency and being in the market over the long run, not pulling out, not making new york reactions, not like, okay, we have a new president.

I don't like him or I like her, and i'm going to choose my investment and my investment strategy accordingly. No, no, no, no. You need to just be consistent on the good days, and they're not so good days.

That is a huge key to successful investing. We've had presidents from all the parties over the last several decades. And if you have been investing all that time, I don't think you're sad about IT.

The answer to my friend in the audience who learns about whose president and how that's going to affect our portfolio. Here's what you want to have in your portfolio, diversification risk adjusted to your rist tolerance, lov investments. You want to be investing in this portfolio on a consistent basis, and you want to have a long term trajectory.

You want to be investing for the long run also from the audience, somebody wants to know how do we avoid letting our financial anxieties impact our data decisions. So in this case, you can takes some pages out of a healthy seat of panic because as a whole chapter about financial anxiety and it's Normal, it's absolutely Normal. And what I would say is that action is the anio te to anxiety.

What we fear is sometimes rooted in uncertainty. Ty, because we don't have the knowledge yet. We don't have enough knowledge. We don't have enough experience. So in times like these, when you're packing, you want to unpack that panic, figure out what is the source of IT, figure out how to turn that anxious energy into proactive steps for a stronger financial future.

First action I would take is to review your budget, review your expenses, find the league, look at some expenses that you're doing sort of mindlessly or that you're nearly not benefiting from without that money into a savings account. Save more because in times of uncertainty and if you're really worried, you wanna have cash building up your cushion to whether the unexpected, like I said, you want to be continuing to invest. This is our time to pull out of the market or not.

Start put your money to work if you have plans to retire, if you have hopes of sending your kids to college in a 4 for them， you need to be investing. I would also say that if you are panicking right now because you're worried about being able to afford things or your job going away or the options that you've been used to disappearing, money helps. Money helps.

So then it's about, well, what am I doing in my career? Am I making enough? Do I have a secure job or my skills up to snuff? Is there anything else I can learn? How can I leverage my network? How can I position myself for new opportunities? Your career is a source of your financial health, right? And last but at least, if you're feeling anxious, don't be feeling anxious alone.

Build a support network. Financial resilience is a team sport. Surround yourself with people who motivate you, that can advise you, who can inspire you, and who you can be anxious with unapologetically.

And now want to turn to the women in my audience. A P. S.

A. I said this on social media, and it's doing well. Happy is doing well. People are sharing and people are saving IT. And I want to express this now as well.

If you have ever doubted the need to be financially strong, if you have ever underestimated the value of being a woman with her own money, which means you can use this money as you wish, as you need, without permission, without excuses. Let this be the moment that you do see the need and you appreciate the value. And you say, you know what, starting today more than ever, I may already been doing these things, but i'm onna super charge in turbo, charge all this stuff.

I'm going to invest in my career like I ve never. I'm going to invest in myself, in my ambitions, in my bank account, like my life depends on IT do you like your life depends on IT your family's life depends on IT money is on a silver bullet. But IT does afford as options, the good option.

So the ones that we can create for ourselves because we're living in a world where our options are evaporating. So the question becomes, how are you going to save yourself? How are you gonna get yourself out of a bad situation or into a Better situation? Money matters.

If you've been listening to this podcast, this rhetoric is not new to you. But if you just start to tune in, I have very strong feelings about this stuff i've been told. And I and I must agree, I have very strong feelings about women's financial dependence because I am going up against other very strong opinions about why IT doesn't matter, why women shouldn't have financial freedom.

I want only the best for everybody listening, especially my women listeners. So far as what i'm doing with my finances, I am increasing my cash reserves. I'm putting on hold of some nonessential big ticket purchases set for that iphone. I'm building more a safety net. I want to be ready for any unexpected changes.

I also want to be able to take my kids out of this country for them to see more of the world so that we can either appreciate more what we have here, or see how other countries are Operating and be inspired and other cultures and be inspired. While I made me spending less on some things I want to save. That I can invest in these experiences for my kids is not because of this new administration.

But I would be like if I said I would mind spending some time out of the country. I'll be investing as I have been, and i'm gonna also be supporting you as much as I can, committed to helping you on this podcast, on social media, in my newsletter, in our so many members club. So let's navigate this together.

Let's keep working together, savings together and investing together, lifting each other up. Thank you for joining me today. Thank you for your questions.

Thank you for your support over the week, your chat online as always next week, fresh episodes. And I look forward to getting your questions for the friday episodes of ask furnace next week. You can summer your questions by emAiling me furnace at so many podcast dog hom.

You can also DMi on instagram, and you can go to the so many podcast website as so many podcast alm. Click on, ask for news and send me your questions there. If you enjoy this episode, please subscribe to the podcast. IT really helps us to get our face out there in the apple podcast world and the spotify world. Things we're spending your time with me today, and I hope your weekend is so money.

You might not realize IT, but most people have damaged hair damage gives you that freezing, dull and lackluster look, but there's a new way to fix IT. You can reverse damage from the inside for hair like knew with k 1， powered by the patented technology works in minutes you may have heard of the tiktok viral K T mask. It's one tons of awards stylist love IT and it's available now at kt hair dotcom sofa ansell's nationwide get ten percent off your first order with code podcast ten at eighteen hair 点 com。

This episode is brought you by progressive insurance. You chose to hit play on this podcast today. Smart choice make another smart choice with auto quote explorer to compare rates from multiple car insurance companies all at once. Try IT at progressive dot com progressive casualty insurance company in affery oates, not available in all states or situations. Prices very based on how you buy.