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cover of episode Medical debt and your credit: It's changing and we have an update

Medical debt and your credit: It's changing and we have an update

2025/6/3
logo of podcast Marketplace Morning Report

Marketplace Morning Report
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People
A
Allison Sesso
A
Alvaro Pereira
J
Josh Hawley
N
Nancy Marshall-Genzer
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Nancy Marshall-Genzer: 我报道了参议院共和党人正在推动一项大型支出和税收法案，旨在延长2017年的税收减免并增加国防和边境安全方面的支出。然而，国会预算办公室估计，这项立法将使联邦赤字增加近4万亿美元，这引起了参议院内一些财政鹰派的担忧，他们希望降低法案的价格标签。这项法案的最终走向以及它对经济的影响，仍然存在很大的不确定性。 Ron Johnson, Rand Paul, Josh Hawley: 我们对这项法案的成本和潜在影响深感担忧。我认为回到疫情前的支出水平是至关重要的，并且反对提高联邦债务上限。此外，我们还担心削减医疗补助可能会对低收入美国人的医疗保健造成影响。这项法案需要进行重大修改，以确保它不会对经济造成长期损害。 Alvaro Pereira: 作为经济学家，我认为全球经济正在失去动力，一个重要原因是关税的上升，尤其是在美国，对钢铁和汽车征收的新进口关税正在增加成本。这些贸易壁垒正在推高通货膨胀，并扼杀商业投资。各国必须削减开支，扩大税基，增加对能源网、住房和数字技术的投资，否则将面临严重的经济放缓。 Allison Sesso: 我认为医疗债务是一个与普通消费债务不同的概念。医疗债务不应该影响人们的信用评分，因为生病这种事不应该影响他们获得信贷的能力。特朗普政府正在撤销医疗债务规则，他们实际上站在了收款人一边，导致该规则无法实施。拟议中的法案将削减7150亿美元的医疗补助，这将导致更多的医疗债务，并可能恶化人们的信用状况。我们看到未根据《平价医疗法案》扩大医疗补助的地区，医疗债务发生率更高。

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Chapters
This chapter discusses the Republican-led spending bill in the Senate, focusing on potential disagreements regarding tax cuts, spending increases, and the federal deficit. The bill faces opposition from deficit hawks and Democrats, creating uncertainty about its passage.
  • Republicans aim to pass a large spending and taxing bill.
  • The bill includes extending 2017 tax cuts and increased defense/border security spending.
  • The Congressional Budget Office estimates a nearly $4 trillion increase in the federal deficit.

Shownotes Transcript

Money borrowed for hospitalization is seen by many as different from paying what you owe for consumer goods: The debt is seldom from discretionary spending. The Biden-era Consumer Financial Protection Bureau had moved to protect credit scores from medical debt, but the agency is now reversing course. A nonprofit called Undue Medical Debt, led by CEO Allison Sesso, works to pay off people's medical debt as a charitable endeavor. But first, Trump's spending bill moves to the Senate.