If you need proof that this broad sell-off is nothing new then read an article that I wrote back in October 2002. (click here for a copy)) In the article I let readers know that diversification and not letting their emotions get the best of them is the secret to long-term investing. Read more at http://www.moneyguy.com/2008/01/coping-with-an-uncertain-market-us-credit-under-fire-and-what-does-900-gold-mean)