Real Easy English: Talking about money
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Hello and welcome to Real Easy English, the podcast where we have real conversations in easy English to help you learn. I'm Georgie. And I'm Neil. And you can read along with this podcast and find a worksheet to help you on our website, bbclearningenglish.com.

Hi Neil, how's your week going? Very well, Georgie. How are you? Yes, I'm pretty good, thank you. Today we're going to talk about money. We'll talk about how much things cost and learn some useful vocabulary about money. OK. Everybody likes talking about money, so let's get started. Neil, do you like to save or spend your money? I like to do both of those things.

I like to save if there's something that I want. But I don't like to save just for savings, for the sake of saving. And...

I do also like spending money because that's what it's for. Yes. How about you? I think I have quite a good balance as well. I don't feel too guilty about spending money, but I also like saving for things. What are you saving for at the moment? I'm always saving for a holiday. So next week,

October, a while away. I'm going on a holiday with my family and I need to start saving or we can't go. Yeah, and you have to save for your whole family as well. I know. That's quite hard. Absolutely, yeah. Are you saving for anything? I am also saving for a holiday. I want to do a big trip in November around my 30th birthday. I'm looking at trips to Peru, actually. Are you generous with your money?

I try to be. If I can, I try to be. I give monthly to charity. And at one point, I wasn't paying rent where I lived. And in that period, I was much more generous with buying my friends drinks or paying for meals and things like that. So if I had a lot of money, I would definitely be generous. What about you?

No one wants to say they're not generous. I actually don't like when people don't like spending money. I understand, obviously, that some people have more money than others. But I think you find a lot of people who don't have very much money are often more generous than people with a lot of money. Yes, I agree. We have a word for that, don't we? Do you know the one I'm thinking of?

Tell me. Stingy. Ah, yes. Someone who has a lot of money but doesn't like to... is not generous with it. Yeah. So, Neil, is there anything that you really want to buy or do that you can't afford at the moment that means you don't have enough money to buy it? Yes. I want to go to Japan on holiday. So my wife...

And my children can meet that side of the family. But to go to Japan for a whole family, to go to Japan from the UK is very expensive. It will break the bank if we go. What does break the bank mean? It means it will cost money.

so much it will cause me problems. Well, sometimes you have just got to splash out. Life is short. That's true. Have you splashed out on something recently, Georgie? Have I splashed out? Well, actually next week I'm going to splash out a lot because it's a friend's birthday

And they've made a big plan. They want to do an escape room, dinner and cocktails. And I'm quite worried about it because we're all going to be splashing out. You are. That's going to break the bank. It will. I definitely can't afford it.

OK, let's recap the language we heard during the conversation. We had save, keep money to use in the future. We can also say save up for something. For example, I'm saving up for my trip to Peru.

And we also had 'afford'. So, 'afford' means to be able to buy something because you have enough money for it. For example, I can't afford to go to Japan – it's too expensive. We had the expression 'break the bank', which means something costs too much. For example, Neil's trip to Japan will break the bank.

And we also had the adjective stingy, which describes someone who doesn't like spending their money. It's the opposite of generous. And we had splash out, which is a phrasal verb which means to spend a lot on luxurious things.

And you've made a video on phrasal verbs, haven't you, Georgie? Yes. You can search for phrasal verbs with Georgie and this video is about money. You can find it on our website, bbclearningenglish.com. Next time, we'll be talking about what we do in the mornings and learn language about daily morning routines. See you then. Goodbye.

Want to learn more English? We have a new easy video series, the London to Edinburgh Challenge. Go to our website to watch this exciting race. Three people, five days, £100. Who will get to Edinburgh first? Visit bbclearningenglish.com

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