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Stop Buying Rentals (You Have Enough) and Do THIS Instead (Rookie Reply)

2025/3/7

Real Estate Rookie

AI Deep Dive AI Chapters Transcript

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Ashley Kerr

Tony J. Robinson

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Ashley Kerr 和 Tony J. Robinson：许多房地产内容建议持续购买房产，但投资者应考虑何时停止购买以及如何最佳地增加现金流。他们讨论了如何利用自有资产增加被动收入，以及如何制定最适合自己房地产目标的蓝图。听众：提出同时提交两个报价的策略，一个常规融资报价（价格较低），另一个业主融资报价（价格接近或等于要价），以增加业主考虑业主融资的可能性。 Ashley Kerr：指出房产拥有时间长并不一定意味着业主已还清抵押贷款，拥有大量房产净值。她建议使用PropStream等工具或查阅法院记录，以核实房产的抵押贷款余额。 Tony J. Robinson：表示可以同时提交多个报价，这是一种有效的策略，可以引导卖家选择对自己最有利的报价。他们分享了最近在购买酒店时同时提交了常规融资报价和业主融资报价的经验，最终卖家选择了业主融资报价。 Ashley Kerr：描述了一个买家让卖家自己提出业主融资条款的不寻常情况。她还讨论了在业主融资谈判中可以协商的价格、利率、摊销期限和气球付款等因素。 Ashley Kerr 和 Tony J. Robinson：除了同时提交多个报价外，还可以通过口头报价、意向书或直接联系业主来进行业主融资谈判。Tony J. Robinson 建议直接联系业主，尤其是在房产挂牌期满后，可能更有利于达成业主融资协议。 Tony J. Robinson：建议投资者利用自导IRA进行私人贷款，以增加被动收入。 Ashley Kerr：分享了她自己使用自导IRA进行投资的经验，并认为这是一个相对简单的投资方式。 Tony J. Robinson 和 Ashley Kerr：在考虑扩大投资规模之前，需要先思考是否真的需要扩大规模，以及是否需要改变投资策略。Ashley Kerr 建议投资者考虑其他投资策略，例如共居或私人贷款，以增加现金流。她还建议投资者考虑在未来几年出售部分房产，利用房产增值获得现金流。 Tony J. Robinson：建议投资者探索现有房产的其他创收可能性，例如共居、中期租赁或辅助居住单元（ADU）。 Tony J. Robinson 和 Ashley Kerr：是否投资多户型房产取决于投资者的目标和资源，以及能否在多户型房产中找到更好的投资机会。 Ashley Kerr：建议投资者利用房地产经纪人来管理外州的房产，并自己进行租客筛选。

Deep Dive

Chapters

This chapter explores creative strategies for securing seller financing, including submitting multiple offers (one conventional, one with seller financing) to incentivize the seller. It also discusses negotiating terms such as purchase price, interest rate, amortization period, and balloon payments, and provides alternative approaches like using a letter of intent.

Submitting multiple offers (conventional and seller financing) can increase your chances of success.
Negotiable terms in seller financing include price, interest rate, amortization period, and balloon payments.
A letter of intent can be used as a faster alternative to formal offers.
Directly contacting the seller, especially after a failed listing, can be effective.

Shownotes Transcript

Should you STOP buying rentals)? How do you structure a seller financing) deal? Can you invest out of state without a property manager? Whether you’re looking to improve your cash flow) or buy a property without the bank, there’s something for you in today’s Rookie Reply!

Our first question comes from an investor who is looking at a potential seller financing opportunity. Should they make multiple offers? How should they structure terms? Tune in to hear the tips Ashley and Tony have used to get low-money-down seller financing in the past!

Next, we’ll hear from an investor whose real estate portfolio) is barely breaking even. We’ll discuss whether they should stop buying rentals, but we’ll also dive into their assets and see if there’s an even easier (and more passive) way to build wealth with real estate)!

Finally, is there a cost-effective way to manage your properties from afar while still having boots on the ground to handle things like showings and move-in inspections? Ashley has some outside-the-box ideas you could try!

Looking to invest? Need answers? Ask your question here)!

In This Episode We Cover:

How to reach your real estate investing goals without buying more rentals

How to pitch **seller financing **(and negotiate terms) when buying property

Whether you should make multiple offers on the same property (and how to do it)

Building wealth through passive real estate investing) opportunities

How to leverage your retirement accounts to invest in real estate

How to** manage rental properties** when investing out of state)

And **So **Much More!

Links from the Show

Ashley's BiggerPockets Profile)

Tony's BiggerPockets Profile)