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cover of episode There’s Always a Way out of a Financial Spiral

There’s Always a Way out of a Financial Spiral

2025/1/14
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The Ramsey Show

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J
Jade Warshaw
从专业歌手到财务专家,Jade Warshaw 的故事激励众多人实现财务自由。
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
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Jade Warshaw: 我认为在努力偿还债务的过程中,不应该长期牺牲健康。为了实现财务目标,我们不应该以牺牲健康为代价去吃垃圾食品或廉价方便面。虽然控制开支很重要,但维持健康的生活方式同样重要,这包括健康饮食。 在财务规划中,我们需要在健康饮食和财务目标之间取得平衡。我们应该关注方便食品的支出,寻找更经济实惠的健康食品替代品。 每个家庭都有自己的价值观,例如是否购买有机食品或本地农产品。在财务规划中,我们需要根据自身价值观做出权衡,在保证健康的同时控制开支。 当我们完成婴儿步骤四、五、六后,拥有足够的财务余地,可以根据家庭的价值观在健康食品上进行一些合理的支出。 Ken Coleman: 我同意Jade的观点,在偿还债务的过程中,我们不应该长期牺牲健康。然而,我们需要找到在健康饮食和财务规划之间取得平衡的方法。 Lauren的情况,她的家庭月支出1300美元用于食品,这在FDA标准范围内是合理的。我们应该帮助她找到在不牺牲健康的前提下节省开支的方法,例如关注方便食品的支出,寻找更经济实惠的健康食品替代品。 在财务规划中,我们需要根据家庭的价值观做出权衡。例如,Lauren重视购买本地农产品,这虽然会增加开支,但这是她的价值观体现,在财务状况允许的情况下,我们可以适当的进行一些支出。 当我们完成婴儿步骤四、五、六后,拥有足够的财务余地,可以根据家庭的价值观在健康食品上进行一些合理的支出。

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Ken Coleman & Jade Warshaw answer your questions and discuss:

  • "Should I buy less healthy food to save money?"

  • "What should we do with a large financial gift?"

  • "I just started college and I hate it,"

  • My sibling got an inheritance and I didn't..."

  • "We're $500k in debt and the interest is killing us"

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