#40: Most of us want to develop better habits. We want to exercise more, eat healthier, get more sleep, watch TV less, pay off debt, or save money.

The problem?

We make excuses.

We tell ourselves we'll splurge "just this one time."

We convince ourselves that we're too busy to start a side business. We reward ourselves with a hall pass from our intended new habit.

Today's guest, Gretchen Rubin, talks about how we can create habits that stick. Gretchen Rubin is the New York Times bestselling author of The Happiness Project, which sold more than a million copies.

Her latest book, Better Than Before, explores how to create habits that lead to a healthier, happier, richer life.

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The Power of Habit Formation, with Gretchen Rubin