#232: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards.
Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2025)
Link to Cards Mentioned: https://chrishutchins.com/blog/whats-in-my-wallet-for-2025/)
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Resources Mentioned
Credit Cards Mentioned)
Credit Card Holder Wallet)
Frequent Miler Premium Card Worksheet)
Copilot): Free 2 months with code HACKS2)
Chris’ Card Optimizer Tool)
Southwest Companion Pass Complete Guide 2025)
Kick Bookkeeping): 50% off your first year here)
Credit Card Trackers
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CardPointers Pro): 30% off here) and 50% off here)
ATH Podcast
Full Show Notes
(00:00) Introduction
(02:17) Quick Episode Overview
(03:28) The 3 Main Reasons to Own Credit Cards
(08:08) Things to Keep in Mind About Welcome Bonuses
(10:26) Chris' Credit Card Goals for 2025
(13:24) Points vs. Cash Back
(17:09) Why You Should Identify Your High Spend Categories
(21:53) How to Calculate the Value of a Card
(23:00) Review of Current Cards in Chris' Wallet
(30:44) Bank of America Cards
(33:00) U.S. Bank Cards
(33:49) Citi Cards
(38:27) The Bilt Mastercard®
(40:10) Understanding the Major Spending Categories
(42:35) Maximizing the Travel Category
(44:53) Earnings via Travel Portals
(47:57) Other Categories: Wholesale Clubs, Phone Service, Gas
(50:11) Managing Business Expenses (+ Kick Bookkeeping)
(52:10) New Cards for 2025
(55:47) How Chris Keeps Track of All His Cards
(1:01:06) Big Changes to Popular Travel Card & New Travel Biz Card
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