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cover of episode Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo)

Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo)

2025/5/21
logo of podcast All the Hacks with Chris Hutchins

All the Hacks with Chris Hutchins

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Chris Hutchins
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Chris Hutchins: 我认为花旗银行的信用卡被低估了,因此我决定深入研究整个花旗银行的信用卡系列,并分享最佳的双卡组合。我将根据信用卡的等级进行排名,并详细介绍ThankYou积分计划的最佳使用方法。我最近开了几张新的花旗信用卡,并且对它们印象深刻,所以我希望通过这期节目分享我的经验和技巧。虽然我在网站上提供了花旗信用卡的链接,但这些都不是联盟链接,因此我不会从你的申请中获得任何收益。我真心希望通过这期节目,帮助大家更好地了解花旗信用卡的价值。

Deep Dive

Chapters
This chapter analyzes Citibank's credit card lineup, focusing on ThankYou points and the best ways to utilize them. It compares Citi's top two-card combo to other major issuers and reveals some surprising findings.
  • Citibank offers a competitive ThankYou points program with unique transfer partners.
  • The Citi Strata Premier card earns 3x points on key spending categories.
  • The Citi Double Cash card provides 2% unlimited cash back.
  • The Citi Custom Cash card offers 5% cash back on the highest spending category (up to $500/month).

Shownotes Transcript

228: A deep dive into Citi’s credit card lineup. I've recently opened up a few Citi cards and am very excited about sharing the best Citi cards, how to maximize ThankYou Points, the best airline and hotel transfer partners, and how Citi’s best two-card combo stacks up against other major issuers.

Link to Full Show Notes: https://chrishutchins.com/citi-credit-cards-thank-you-points)

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Resources Mentioned

Chris' Best Cards Page)

Citi Cards Tier List)

ThankYou® Points Cards

AAdvantage Cards

Costco Cards

Other Citi Cards

EVA Air)

How to book Vacasa Vacation Rentals with Wyndham points)

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ATH Podcast

Full Show Notes

(00:00) Introduction (02:10) Quick Intro of the Credit Card Tier List (03:48) Review of Citi Strata Premier℠ Card (06:49) AT&T Points Plus Card and Citi ThankYou® Mastercard® (08:29) 2% Unlimited Cash Back: Citi® Double Cash Card (10:23) Earn 5% Cash Back Using the Citi Custom Cash Credit Card (12:35) The Citi–American Airlines Ecosystem (16:08) American Airlines AAdvantage® MileUp℠ Card (17:34) AAdvantage® Platinum Select® Airline Mastercard® Perks (18:51) Lounge Access and Benefits: AAdvantage® Executive World Elite Mastercard® (23:02) Why AAdvantage® Business World Elite Mastercard® Is Chris’ Favorite (29:24) Are the Citi Costco Cards Worth It? (33:12) Shop Your Way Mastercard (38:13) Other Citi Cards Without Any Benefits (39:18) ATH Member Deep Dive Discussions (39:47) Citi Rules (43:36) Citi ThankYou® Points Program (44:31) Citi's Airline Partners (46:31) Hotel Transfer Partners Unique for Citi (49:20) Transfer Bonuses and Limitations (52:17) High-Level Summary of Citi Cards (53:09) Best Two-Card Combos for Each Issuer (57:43) Factors That Make Citi Cards Less Exciting (58:39) Citi Merchant Offers

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Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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