We're sunsetting PodQuest on 2025-07-28. Thank you for your support!
Export Podcast Subscriptions
cover of episode Where to Put Cash, Saving Money on Gas, Latest Deals/Hacks and More Listener Q&A

Where to Put Cash, Saving Money on Gas, Latest Deals/Hacks and More Listener Q&A

2022/7/13
logo of podcast All the Hacks with Chris Hutchins

All the Hacks with Chris Hutchins

AI Deep Dive AI Chapters Transcript
People
C
Chris Hutchins
Topics
Chris Hutchins: 在当前市场环境下,对于三到五年内需要使用的资金,建议存放在高收益现金账户中,例如美国政府I型储蓄债券(I-bonds),其利率较高,风险较低。同时,随着联邦基金利率的上升,高收益储蓄账户的利率也可能上升,成为另一种不错的选择。对于长期投资,虽然数学模型建议立即投资所有资金,但考虑到情绪因素,分批投资(dollar-cost averaging)可以降低风险和压力,但需要制定计划并坚持执行。

Deep Dive

Chapters
Discusses strategies for managing cash in the current market, including the use of high-yield savings accounts and Series I savings bonds.

Shownotes Transcript

#65: Host Chris Hutchins tackles questions about the current market, where to put cash, investing strategies, backdoor Roth IRAs, net worth tracking, financial planning and saving money on gas. Chris also shares some listener hacks to save money and the top deals he’s seen lately.

Full show notes at: https://allthehacks.com/listener-questions-4)

 

Partner Links

Inside Tracker: 20% off personalized wellness & nutrition plans backed by science)

Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs)

For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals)

Resources Mentioned

Investing

BlockFi) (CEO Zac Prince: @BlockFiZac))

Financial Planning

Tracking Your Finances

Saving Money on Gas

Listener Money Hacks

Latest Deals

Free Cultivist membership for Capital One Cardholders) (access 100+ museums)

Podcasts Mentioned

  • All The Hacks

#43 - Why 50/50 Doesn't Work: A New Model for Happier Relationships with Kaley and Nate Klemp)

#59 - Save Money, Build Wealth, and Just Keep Buying with Nick Maggiulli)

#64 - Inflation and All Things Money with Jacob Goldstein)

#42 - Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben Carlson)

#55 - Maximize Your Points: Stacking, Buyers Clubs, Redemption Hacks, and More with Julia Menez)

  • On the Brink

#329 - Zac Prince (BlockFi) on Navigating Through the Storm)

 

Full Show Notes

(02:32) Current Markets: Money Needed in 3-5 Years

(03:27) US Government Series I Savings Bonds

(04:19) Crypto High-Yield Savings Accounts

(05:55) High Yield Savings Account

(06:47) Windfall Investing and Dollar-Cost Averaging

(10:15) Tax Loss Harvesting

(12:18) Direct Indexing

(17:45) Backdoor Roth IRA for High Earners

(19:31) Mega Backdoor Roth 401(k) Contributions

(22:08) Podcasts for Advanced Investors

(25:27) Comprehensive Financial Planning

(30:11) Streamlined Account Tracking

(33:19) Saving on Gas: Discounts, Cards, EVs

(36:53) Listener Money-Saving Hacks

(40:08) Premium Subscriptions and Perks

(41:03) Listener Success Story: Hotel Hack Wins

(41:38) Nominate All the Hacks for Awards

Connect with All the Hacks

All the Hacks: Newsletter) | Website) | Membership) | Email)

Chris Hutchins: Twitter) | Instagram) | Website) | LinkedIn)

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.