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cover of episode Nuances of HSAs, managing pensions and Social Security, and tax planning for high-income earners.

Nuances of HSAs, managing pensions and Social Security, and tax planning for high-income earners.

2024/11/23
logo of podcast Allworth Financial‘s Money Matters

Allworth Financial‘s Money Matters
AI Deep Dive AI Chapters Transcript
People
G
George
广播和播客主持，专注于财务教育和咨询。
L
Lesha
P
Pat McClain
S
Scott Hanson
V
Victoria Bogner
Topics
Scott Hanson 将 HSA 账户比作 IRA，强调其税收优惠和用于医疗费用的优势。他解释说，HSA 账户允许个人将资金投资于医疗保健，并在提取用于合格医疗费用时免税。他还分享了个人如何通过自付医疗费用并让 HSA 账户中的资金增值来最大化 HSA 账户收益的策略。Pat McClain 支持 Scott 的观点，并补充说，HSA 账户是退休计划的宝贵工具。

Deep Dive

Chapters
The chapter explains the concept and benefits of Health Savings Accounts (HSAs), including their tax advantages and how they can be used as an investment tool similar to IRAs.
  • HSAs are like IRAs but for medical expenses.
  • They offer tax deductions, tax-free growth, and tax-free withdrawals for medical expenses.
  • HSAs can be invested and allowed to grow over time without being spent.

Shownotes Transcript

On this week's Money Matters, Scott and Pat explore the intricacies of Health Savings Accounts (HSAs) and their value as a financial tool. They tackle listener questions, including one about ensuring financial stability for a younger spouse and another on optimizing Social Security benefits for long-term security. Later, in a lively discussion with Allworth's Director of Client Experience, Victoria Bogner, they examine the potential impact of political changes on tax policies, interest rates, and Social Security. They also discuss how tariffs and trade disputes impact the economy and highlight the importance of tax planning for high-income earners.

 

Join Money Matters:  Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here).  You can also be on the air by emailing Scott and Pat at [email protected]).

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