Season 1 | Episode 4

In this episode of Bell Curve, Jason and Mike are joined by Sid Powell (Maple Finance) and Teddy Woodward (Notional) to discuss the opportunity and complexity of on-chain uncollateralized lending.

We also explore the need for hyper-efficient capital, the importance of fixed rates in a low-margin environment, financing RWAs, on-chain credit scores and more!

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Timestamps:

(00:00) Introduction

(02:27) On-Chain Uncollateralized Lending

(16:52) DAO Borrowers

(27:54) Finding Product Market Fit

(34:36) Changing Interest Rate Environments

(38:24) Financing RWAs

(43:07) Fixed Rate Demand, Why Now?

(56:04) Projections for the Next 2-3 Years

(01:04:38) Debt-Driven Market Bubbles

(01:11:39) On-Chain Credit Scores

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Follow Sid: https://twitter.com/syrupsid

Follow Teddy: https://twitter.com/teddywoodward

Follow Mike: https://twitter.com/MikeIppolito_

Follow Jason: https://twitter.com/JasonYanowitz

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Resources:

Standard Oil Part I podcast

https://www.acquired.fm/episodes/standard-oil-part-i

Notional

https://www.notional.finance/

Maple Finance

https://www.maple.finance/

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Disclaimer: Nothing said on Bell Curve is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Mike, Jason, and our guests may hold positions in the companies, funds, or projects discussed.

Uncollateralized Lending: DeFi’s Next Big Evolution | Sid Powell, Teddy Woodward 01:28:31 Share

Bell Curve

Shownotes Transcript

Uncollateralized Lending: DeFi’s Next Big Evolution | Sid Powell, Teddy Woodward