Everywhere I look, people are talking about how they’ve planned their entire budget for 2025—and I had to find out what that actually looks like! How do you plan a whole year’s worth of spending? How do you account for unexpected expenses? In this episode, I break down:

What a yearly spending plan actually is and why some people swear by it.
The two smart reasons you might want to try it.
How to create one if you’re curious (even if it’s not January).
Why I personally hated it, how it made me feel, and why I’m sticking with my month-to-month budgeting approach.

If you’ve ever felt overwhelmed by budgeting or wondered if you need to plan out an entire year in advance, this episode will give you a fresh perspective. Whether you love detailed plans or thrive on flexibility, I’ll help you find a budgeting style that works for you!

Resources & Links:

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it!

Click to Send a Text.

53// Why I Hated a Yearly Budget (But You Might Love It!) 19:54 Share

Budget Effect: How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset, and start Budgeting on a single income

Shownotes Transcript

53// Why I Hated a Yearly Budget (But You Might Love It!)