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cover of episode My Parents Need to Downsize

My Parents Need to Downsize

2025/2/14
logo of podcast Dr. Laura Call of the Day

Dr. Laura Call of the Day

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Stephanie
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Stephanie: 我打电话是因为我的父母已经八十多岁了,他们住在我们长大的房子里。我正在努力思考如何与他们开始对话,关于出售他们的房子,缩小居住面积,并改善他们的财务状况,因为他们的财务状况不是很好。我担心他们的税务问题,国税局已经介入,这让我更加担忧。 Dr. Laura: 永远不要主动提出让父母卖房或缩小住房面积,除非他们被法院判定为无行为能力。仅仅因为你不喜欢他们花钱的方式,并不意味着他们管理不善。除非你能向法院证明父母在精神或身体上无行为能力,需要特别照顾,否则不要干涉他们。不要欺负他们,不要试图控制他们,不要破坏他们的幸福。太多成年子女开始把年迈的父母当作无行为能力的人对待,而他们并非如此,他们可能只是有点烦人。在你能向法官面前证明他们需要帮助之前,不要干涉他们。他们已经到了人生的后半段,想怎么花钱都可以。

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This chapter is a combination of advertisements for Life360 location-sharing app and Walmart Pharmacy's prescription delivery service. It highlights features that offer peace of mind and convenience for families.
  • Life360 offers location sharing and emergency response.
  • Walmart Pharmacy provides prescription delivery straight to your door.

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Have a spouse who travels a lot, a new driver in the family, a kid in college. When you turn on Life 360, you can turn down the worry. Life 360 is a location-sharing app that lets you locate anyone in your family. You'll know when they're on their way or safely at their designated location. And you'll have peace of mind with Life 360's roadside and emergency response programs.

For things that don't drive themselves, there's Life 360 Bluetooth Tile Trackers. I've got the cutest pink punch-colored tile hooked to Lily's collar. Tiles attach to all kinds of things like bikes, keys, remote controls, so you can avoid the drama of lost and stolen stuff. The newest tiles have a longer range, a louder ring, an SOS button that can send emergency alerts. It does everything.

Stay connected to all you love with Life360. Visit Life360.com or download the app today and use the code DrLaura to get 15% off. That's Life360.com, code DrLaura. Thanks for listening to my Call of the Day podcast. You can hear my live radio program Monday through Friday from 2 to 5 p.m. Eastern Time on Sirius XM Triumph 111. Stephanie, welcome to the program.

Thank you, Dr. Laura. You're welcome. Hi. How can I help? Well, I am calling because I have my parents who live in their home, their home that I was raised in, and they're in their early 80s. But what I'm struggling with is how to begin

begin the conversation with my parents about selling their home and looking to downsize and looking to get into a situation where their finances are just not the healthiest. Okay, you can stop. You can stop. The answer is never. Okay. You don't do that.

So when we see that they have mishandled and mismanaged their funds and they can't barely pay... I don't know if they consider that they've mishandled their funds. You may just not like how they're spending it, but that doesn't mean they've mishandled.

Well, they, well, I mean, there's, you know, IRS getting involved, or at least that I can't, that I have come to be aware of that there, you know, that that is not in good standing. I'm a big proponent of, unless you can demonstrate to a court that one or both of them is incompetent mentally or physically and need special, specialized caretaking, that you leave them alone.

Okay. So as far as... Please don't give me another list. Please don't give me another list.

We all want to see our loved ones living their best lives, but it's hard when they're struggling with drugs and alcohol. For nearly 70 years, Karen has made it possible for so many to imagine a life beyond addiction. We combine advanced neuroscience with life-changing care. Visit CARON.org. Karen, where the science of treatment meets the heart of care. Now in network with most insurances. That's CARON.org.

Have a spouse who travels a lot? A new driver in the family? A kid in college? When you turn on Life 360, you can turn down the worry. Life 360 is a location-sharing app that lets you locate anyone in your family. You'll know when they're on their way or safely at their designated location. And you'll have peace of mind with Life 360's roadside and emergency response programs.

For things that don't drive themselves, there's Life 360 Bluetooth Tile Trackers. I've got the cutest pink punch-colored tile hooked to Lily's collar. Tiles attach to all kinds of things like bikes, keys, remote controls, so you can avoid the drama of lost and stolen stuff.

If your small business has a problem...

You could say, Ugh, just my luck. But you should say, Like a good neighbor, State Farm is there. And we'll help get you back in business. Like a good neighbor, State Farm is there.

Okay, we've got Katie's project, Dan's bake sale, Emma has a test tomorrow? Uh, sweetie, I'm out of my blood pressure meds. Managing the house while Mama's gone is not easy. But did you know that now, Walmart Pharmacy has prescription delivery straight to your door? Wait, what? Really? Yep, just upload your prescription to the Walmart app and keep doing your thing. We'll bring your groceries and prescriptions all in one bag and straight to your door. Thanks. Dad, when does Mom come back? In 38 hours and 47 minutes. Okay.

Now, your pharmacy comes to you. Welcome to your Walmart. Delivery not available for all prescriptions. Exclusions apply. Unless you can demonstrate to a court that they need that kind of assistance, leave them alone. Don't bully them. Don't try to control them. Don't undermine their well-being.

Leave them alone until there's demonstrable problems that need caretaking by an outside party because one or both is completely incompetent. If they're just doing stuff you don't like, too damn bad. If you think they're doing stuff that's stupid, they're at the reasonably latter part of existence and whatever they want to do with their money is fine. Again,

Until you can demonstratively, in front of a judge, prove that they need that, leave them alone. Too many adult children start treating their elderly parents as though they're incompetent when they're not. They can just be annoying. Okay, my number, 1-800-375-3255.

2872. If you like this podcast, be sure to rate it on Apple Podcasts or your favorite place to listen to my podcast. Of course, I'd love if you gave me five stars. And be sure to share this podcast with a friend on Facebook or your preferred social media platform.

Okay, we've got Katie's projects, Dan's bake sale, Emma has a test tomorrow? Uh, sweetie, I'm out of my blood pressure meds. Managing the house while Mama's gone is not easy. But did you know that now, Walmart Pharmacy has prescription delivery straight to your door? Wait, what? Really? Yep, just upload your prescription to the Walmart app and keep doing your thing. We'll bring your groceries and prescriptions all in one bag and straight to your door. Thanks. Dad, when does Mom come back? In 38 hours and 47 minutes. Okay.

Now, your pharmacy comes to you. Welcome to your Walmart. Delivery not available for all prescriptions. Exclusions apply.