Does the word “budget” make your skin crawl? You’re not alone – but it doesn’t have to be that way. In this episode, we’re flipping the script on traditional budgeting and showing you how to build a spending plan that empowers rather than restricts.

You’ll hear:

Why most budgeting systems are set up to fail – and how to create one that actually works for you.
How to identify your core money values and align your spending with what truly matters.
The Three-Bucket Spending Plan that turns your budget into a tool for growth, security, and joy.
Powerful mindset shifts that transform financial scarcity into abundance.
Shari’s personal story of breaking the scarcity cycle and embracing a values-based spending plan.

You’ll walk away learning:

Your financial reality will always align with your financial energy
Common money values include:

Freedom and flexibility
Security and stability
Growth and learning
Comfort and well-being
Impact and contribution
Recognition and status

How to reframe budgeting from a punishment to a powerful tool for aligning your spending with your values.
Why most budgeting systems set you up for failure – and the three critical mindset shifts that will transform your financial approach.
The Three-Bucket Spending Plan that simplifies money management without sacrificing what you love.

How to identify your top money values and use them to build a spending plan that actually sticks.

Why emotional spending isn’t just about lack of discipline – it’s about unaddressed financial traumas and how to heal them.
How to stop saying “I can’t afford that” and start saying, “I’m choosing to spend differently.”
How to recognize the scarcity mindset patterns that keep you stuck – and practical steps to break free.

Whether you’re tired of feeling guilty every time you spend or you’re ready to start building wealth without sacrificing your sanity, this episode is for you.

Tune in, take notes, and get ready to reframe how you manage your money.

Follow us on Instagram @everyonestalkinmoney for more money mindset shifts and practical tips!

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Stop Budgeting Like a Broke Girl: Build a Spending Plan that Honors Your Life 44:02 Share

Everyone's Talkin' Money: Personal Finance, Financial Freedom, Mental Health, Healthy Wealth for Women

Shownotes Transcript

Stop Budgeting Like a Broke Girl: Build a Spending Plan that Honors Your Life