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cover of episode Vile Piece Of Sh*t Can't Wait For Her Mom To Die | Financial Audit

Vile Piece Of Sh*t Can't Wait For Her Mom To Die | Financial Audit

2025/6/6
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Financial Audit

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主持人
专注于电动车和能源领域的播客主持人和内容创作者。
嘉宾
莉拉
Topics
主持人:莉拉,你和丈夫面临7万美元的高息债务,这会对你们的生活造成严重影响。你一方面说你们收入不错,另一方面却又深陷债务危机,这其中存在矛盾。你认为问题出在哪里? 莉拉:我承认我在消费方面存在问题,但我并不认为自己拖累了丈夫。他即使没有我,也能过得很好。他可以住在便宜的公寓里,过简单的生活。我的问题在于,我花钱大手大脚,而且没有让他完全了解我们的财务状况,这导致我们陷入了困境。 主持人:你为什么要对丈夫隐瞒财务信息?你认为这对他公平吗?他有权知道家庭的真实财务状况,特别是在你们计划要孩子的情况下。你这种做法实际上剥夺了他参与家庭财务决策的权利,也让他无法为未来的风险做好准备。你这种行为是不负责任的,而且会严重影响你们的关系。 莉拉:我承认我过去没有完全坦诚地告诉他我们的财务状况,因为我不想让他担心。但现在我已经意识到,这种做法是错误的。我需要改变我的消费习惯,并且与他坦诚沟通,共同面对我们的财务问题。现在我已经告诉他90%的债务情况了,希望他能理解。 主持人:你现在意识到问题所在是好的,但是你之前的行为已经造成了伤害。你需要改变你的消费习惯,并且与丈夫建立起信任和透明的财务关系。只有这样,你们才能共同摆脱债务危机,为未来的生活做好准备。你现在有7万美元的坏债,却没有改变任何事情。你还说要建立应急基金,但你的消费习惯根本不允许你这样做。你必须认真对待这个问题,否则你将永远无法摆脱困境。

Deep Dive

Chapters
This couple from Long Island has a combined household income of around \$140,000 but struggles with \$70,000 in high-interest debt. The wife, Lila, admits to not fully disclosing their financial situation to her husband, creating a communication barrier that impacts their financial stability. The conversation explores the reasons behind their financial struggles, highlighting Lila's spending habits and lack of transparency.
  • High household income but significant high-interest debt ($70,000)
  • Wife's lack of financial transparency with husband
  • Wife's spending habits and lack of budgeting
  • Concerns about potential future financial instability and impact on starting a family

Shownotes Transcript

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