About this episode:

In this episode of Fintech Insider Insights, host David M. Brear is joined by Richard Davies, CEO of Allica Bank - the UK’s fastest-growing fintech focused on serving established small and medium-sized enterprises (SMEs).

Richard shares how his unique background at traditional giants like HSBC and Barclays, combined with his time at fintech innovators like Revolut and OakNorth, has shaped his mission to build a better bank for UK businesses.

We dive into Allica’s rapid rise, its unique approach to relationship-led banking, and what’s next in their journey towards unicorn status.

We also discuss:

How Allica Bank is redefining SME banking in the UK
The strategy behind its record-breaking growth
Competing with neobanks and embracing AI
Why branding (hello, orange bowler hat!) matters in fintech

This week's guest:

Richard Davies - CEO of Allica Bank

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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962. Insights: The UK’s fastest-growing fintech: in conversation with Richard Davies, CEO of Allica Bank 48:47 Share

Fintech Insider Podcast by 11:FS

Shownotes Transcript

962. Insights: The UK’s fastest-growing fintech: in conversation with Richard Davies, CEO of Allica Bank