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cover of episode How to get on the same page about money with your partner

How to get on the same page about money with your partner

2025/2/13
logo of podcast Life Kit: Money

Life Kit: Money

AI Deep Dive AI Chapters Transcript
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Shay
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Shea Harris-Pierre
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Shea Harris-Pierre: 作为一名理财治疗师,我经常遇到情侣因金钱问题产生各种分歧。这些分歧可能源于消费习惯的差异,例如一方过度消费而另一方节俭。也可能源于对金钱的不同价值观,例如一方认为应该投资而另一方认为应该储蓄。更深层次的原因在于双方对金钱的认知不同,可能与成长背景和社会经历有关。在育儿和共同生活规划方面,金钱问题同样会引发冲突,例如关于子女教育费用的承担方式,是父母承担还是子女自己承担。这些问题都需要情侣之间进行深入沟通和协商,以找到双方都能接受的解决方案。 Shea Harris-Pierre: 在处理金钱冲突时,理解对方的金钱观至关重要。每个人都有自己独特的金钱脚本,这些脚本受到童年经历、家庭环境和社会文化的影响。例如,金钱回避型的人认为金钱是万恶之源,因此会尽量避免谈论金钱。金钱地位型的人则认为金钱是衡量个人价值的标准,因此会努力追求财富。金钱崇拜型的人认为金钱可以带来幸福,因此会为了赚钱而牺牲其他方面。金钱警惕型的人则认为应该严格控制和追踪金钱,因此会非常关注财务状况。了解对方的金钱脚本,可以帮助我们更好地理解他们的行为和动机,从而避免不必要的误解和冲突。在沟通时,要保持开放的心态,尊重彼此的差异,并努力寻找双方都能接受的解决方案。记住,目标不是改变对方,而是找到一种共同管理金钱的方式,从而建立更健康、更和谐的伴侣关系。

Deep Dive

Chapters
This chapter explores four common money personalities: money avoidant, money status, money worship, and money vigilant. It discusses how these personalities are formed, often stemming from childhood experiences and family dynamics, and how they can lead to internal conflicts and challenges in relationships.
  • Four money scripts: money avoidant, money status, money worship, money vigilant
  • Money personalities are not static and can change throughout life
  • Childhood experiences heavily influence money personalities
  • Internal conflicts arise from conflicting messages about money

Shownotes Transcript

How financially compatible are you with your partner? Is your partner a spender while you're a saver? Are you on the same page about saving for retirement? Financial therapist Shay Harris-Pierre explains how couples can examine their spending habits, work through money conflicts and align their financial goals.Learn more about sponsor message choices: podcastchoices.com/adchoices)NPR Privacy Policy)