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cover of episode Medical debt and your credit: It's changing and we have an update

Medical debt and your credit: It's changing and we have an update

2025/6/3
logo of podcast Marketplace All-in-One

Marketplace All-in-One
AI Deep Dive AI Chapters Transcript
People
A
Allison Sesso
A
Alvaro Pereira
J
Josh Hawley
N
Nancy Marshall-Genzer
Topics
Nancy Marshall-Genzer: 目前国会正在讨论一项大型支出和税收法案，旨在延长2017年的税收减免政策，并增加国防和边境安全方面的支出。然而，国会预算办公室估计，这项法案将使联邦赤字增加近4万亿美元，这引起了参议院中一些财政鹰派人士的不满，他们希望降低法案的成本。此外，这项法案还面临着来自不同共和党参议员的反对，他们对支出水平、债务上限以及可能削减医疗补助等问题表示担忧。 Ron Johnson: 我认为应该恢复到疫情前的支出水平，以控制联邦赤字的增长，避免给国家带来更大的财政负担。我们不能为了短期的政治利益而牺牲国家的长期经济健康。 Rand Paul: 我反对提高联邦债务上限的条款，因为这会进一步加剧国家的债务问题。我们应该采取更加负责任的财政政策，削减不必要的开支，而不是不断提高债务上限。 Josh Hawley: 我非常关注医疗补助可能面临的削减，因为这会影响到数百万低收入美国人的医疗保障。在密苏里州，大约21%的居民依赖医疗补助或儿童健康保险计划。削减这些计划将会给他们带来严重的困难。 Allison Sesso: 我认为医疗债务不应该影响个人的信用评分，因为这与他们是否有能力或意愿偿还债务无关。生病是导致医疗债务的主要原因，而这往往是不可预测和无法控制的。消费者金融保护局（CFPB）最初的目的是保护消费者免受医疗债务的影响，但现在却似乎在倒退，这令人担忧。此外，削减医疗补助将会导致更多人面临医疗债务的风险，使情况进一步恶化。

Deep Dive

Chapters
The Republican spending bill, aiming to extend 2017 tax cuts and boost spending on defense and border security, is projected to increase the federal deficit by nearly $4 trillion. This has sparked concerns among Senate deficit hawks, leading to debates over spending cuts and potential impacts on programs like Medicaid.
  • Republican spending bill could increase federal deficit by $4 trillion
  • Debate over spending cuts and potential impacts on Medicaid
  • Concerns raised by Senate deficit hawks

Shownotes Transcript

Money borrowed for hospitalization is seen by many as different from paying what you owe for consumer goods: The debt is seldom from discretionary spending. The Biden-era Consumer Financial Protection Bureau had moved to protect credit scores from medical debt, but the agency is now reversing course. A nonprofit called Undue Medical Debt, led by CEO Allison Sesso, works to pay off people's medical debt as a charitable endeavor. But first, Trump's spending bill moves to the Senate.