In today’s episode, Patrick Donley chats with The FI Couple, Ali and Josh, about their journey to financial independence. Despite starting with significant debt and job struggles, they turned to real estate investing to change their lives. They paid off over $100,000 in debt, built a $1.3 million real estate portfolio, and left their 9-5 jobs. Now, they manage their rental properties and run The FI Couple platform, helping others achieve financial freedom.

IN THIS EPISODE, YOU’LL LEARN:

00:00 - Intro

02:42 - How Ali and Josh grew up with very different money mental models and the challenges that provided to them.

18:08 - Why their differences proved to be a benefit.

25:31 - How they worked their way out of over $100,000 of debt.

27:07 - How they began to build their real estate portfolio.

44:25 - What their buy box looks like.

52:10 - How their strategies and beliefs have changed over the years.

55:33 - How they’ve been using seller financing to build their portfolio.

62:11 - Why it is important to build social capital and a digital resume.

64:35 - How Ali and Josh became The FI Couple.

*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.

BOOKS AND RESOURCES

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