How to decide when to take out a home mortgage and whether to pay it off early. How reverse mortgages can be a helpful retirement tool.

Topics covered include:

Why it is more difficult to get a mortgage today
How federal government mortgage guarantees lead to lower mortgage rates
How to analyze whether to pay off your mortgage early
The differences between personal risk, market risk, and aspirational risk
How reverse mortgages work and how they can be useful as a retirement income tool
What are the costs of reverse mortgages