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cover of episode Egg Prices, Greenwashing, and Smarter Ways to Invest

Egg Prices, Greenwashing, and Smarter Ways to Invest

2025/2/27
logo of podcast NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast
AI Deep Dive AI Chapters Transcript
People
A
Ana Helhoski
E
Elizabeth
M
Maddie
S
Sean
著名个人财务专家和广播主持人，创立了“婴儿步骤”财务计划。
Topics
Elizabeth: 我密切关注投资的去向，并确保它符合我的价值观，这就是道德投资。 我致力于了解我的资金投向以及资金的使用方式，并努力确保这与我的个人价值观相符。正如你所知，这就是所谓的道德投资。今天，我们将向一位听众解释它是如何运作的，以及如何确保你的资金不会用于你不想支持的公司和活动。 Sean Pyles: 本期节目讨论道德投资和如何处理额外的储蓄。首先，我们将回顾每周的财经新闻，分析金融领域的最新动态，帮助你更聪明地理财。 我们还将讨论道德投资和如何处理多余的储蓄。但首先，我们来回顾一下每周的财经新闻，我们将分析金融领域的最新动态，帮助你更聪明地理财。 Anna Helhoski: 鸡蛋价格创历史新高，达到每打4.95美元，主要原因是禽流感疫情导致大量蛋鸡死亡，供应链中断以及养殖业法规的变化。 不要感到震惊，伊丽莎白。但鸡蛋价格已经突破了纪录，现在达到了有史以来最高的平均价格，每打大型A级鸡蛋4.95美元。这很痛，几乎和这些令人恼火的双关语一样糟糕，肖恩。是的，我故意用这些双关语来激怒你，因为这就是一个支持的联合主持人应该做的。非常感谢你。这里还有一个惊人的数据。 Maddie: 我过去对财务感到焦虑和不安全，我的策略是逃避问题。现在我意识到自己可以做得更好，想改善财务状况，包括为孩子的大学教育储蓄、购买人寿保险和进行投资，但不知道该如何平衡储蓄和投资，以及如何进行道德投资。 我想说，我过去10年的生活无疑都伴随着相当严重的财务焦虑。我认为我一直都有财务焦虑，并且感觉自己在财务上很不安全。我认为我的策略是逃避。上学期，我时隔多年再次教授了一门财务素养课程。现在我年纪大了些，也有了家庭，我能够更多地参与到这些材料中，并与我的学生一起学习，意识到我确实可以做得更好。所以基本上，我有很多学生贷款，我也有一些储蓄。所以我的问题是，我应该尝试投资这笔钱，还是应该把它留着以防万一？我的意思是，众所周知，学生贷款目前正处于一种不确定的状态。

Deep Dive

Chapters
The episode explores ethical investing, specifically ESG (Environmental, Social, and Governance) investing. Concerns about greenwashing are addressed, and the practicality of ESG investing for listeners is discussed. Robo-advisors are presented as a user-friendly option for ethical investing.
  • Ethical investing aligns investments with personal values
  • ESG investing focuses on environmental, social, and governance factors
  • Robo-advisors offer automated ESG investing
  • Greenwashing is a concern in ESG investing, requiring due diligence
  • ESG investing is not necessarily a DIY endeavor

Shownotes Transcript

Learn what’s causing egg prices to rise so dramatically, then explore ethical investing and how to manage savings wisely.

Are ESG investments really as ethical as they claim to be? What’s the smartest way to put extra savings to work? Hosts Sean Pyles and Elizabeth Ayoola discuss ethical investing and savings strategies to help you make informed financial decisions. They begin with a discussion of the rising cost of eggs with NerdWallet senior news writer Anna Helhoski, who explores the surprising reasons behind skyrocketing prices. They break down how the ongoing avian flu crisis, supply chain disruptions, and shifting farming regulations are affecting egg availability and pricing, as well as why some cage-free eggs are now cheaper than conventional ones and what consumers can do to save on groceries.

Then, Smart Money listener Maddie joins Sean and Elizabeth to discuss how to balance savings and investments. They cover how much to keep in a high-yield savings account, whether investing is a good alternative to paying off student loans, and how to plan for future financial goals like college savings.

User NerdWallet’s free calculator to understand how much life insurance you need: https://www.nerdwallet.com/article/insurance/how-much-life-insurance-do-i-need) 

In their conversation, the Nerds discuss: ethical investing, ESG investing, socially responsible investing, greenwashing in investing, best ESG funds, how to invest ethically, socially conscious investing, investment funds for social good, sustainable investing, high-yield savings, savings vs investing, financial security, best high-yield savings accounts, student loans vs investing, public service loan forgiveness, financial literacy, emergency fund, how much to keep in savings, Roth IRA vs 529, college savings plans, best 529 accounts, investing for the future, financial independence, socially responsible funds, investment strategies, passive investing, long-term investing, financial planning, personal finance tips, how to manage savings, how to start investing.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]).

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