We're sunsetting PodQuest on 2025-07-28. Thank you for your support!
Export Podcast Subscriptions
cover of episode Is 'Made in the USA' Still Worth It with Tariffs? Plus: Best Accounts for Your Home Repair Savings

Is 'Made in the USA' Still Worth It with Tariffs? Plus: Best Accounts for Your Home Repair Savings

2025/5/15
logo of podcast NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

AI Deep Dive AI Chapters Transcript
People
A
Anna
E
Elizabeth
K
Kim P
S
Sean
著名个人财务专家和广播主持人,创立了“婴儿步骤”财务计划。
Topics
Sean:我最近购买了一条美国制造的牛仔裤,虽然价格稍贵,但其卓越的合身感让我觉得物超所值。这引发了我对“美国制造”标签真正含义以及消费者愿意为其支付多少的思考。我个人更看重产品质量,而非产地,但我会尽量支持那些以合乎道德的方式生产的产品。 Anna:作为新闻工作者,我发现虽然消费者普遍偏爱“美国制造”的产品,但要找到完全符合这一标准的商品并不容易。这主要是因为美国联邦贸易委员会(FTC)对“美国制造”的定义较为宽泛,允许产品包含一定比例的外国进口部件。关税政策对依赖全球供应链的美国企业构成挑战,它们可能将额外成本转嫁给消费者。虽然投资正在回流美国制造业,但短期内,消费者在购买“美国制造”产品时仍需仔细甄别。我个人在购买厨房用品时,会特别关注产地,以避免潜在的健康风险。 Elizabeth:我与Sean的观点相似,更注重产品本身的质量和道德生产,而非产地。然而,我理解在特定情况下,如食品接触用品,产地可能具有重要意义。总的来说,我认为消费者在做出购买决策时,应综合考虑价格、质量和道德因素。

Deep Dive

Shownotes Transcript

When is buying “Made in the USA” worth it? Plus, learn where to stash savings for home repairs to maximize your returns.

What does it mean when something is “Made in the USA”? Should you use a money market or high-yield savings account for home repairs? Hosts Sean Pyles and Elizabeth Ayoola discuss how to evaluate products labeled “Made in the USA” and how tariffs and global supply chains influence pricing and availability. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a deep dive into how “Made in the USA” labels are regulated, the real-world impact of tariffs on costs, and why U.S. manufacturing isn’t as clear-cut as it seems.

Then, personal finance Nerd Kim Palmer joins Sean and Elizabeth to discuss how to manage and rebuild savings after major home repairs. They cover the pros and cons of high-yield savings vs. money market accounts, strategies for prioritizing urgent repairs, and smart ways to automate your savings. You’ll also hear how to stay financially flexible, explore low-interest financing options, and use “mental accounting” to juggle multiple savings goals with clarity and confidence.

Learn more about money market accounts: https://www.nerdwallet.com/article/banking/faq-money-market-account

The free NerdWallet app makes it easy to be smarter with your finances because you can track, save and invest your money in one place. Download it today to set up your Atomic Treasury account and more: https://click.nerdwallet.com/3687710914/smpc

In their conversation, the Nerds discuss: Made in USA meaning, FTC Made in USA rules, tariffs and prices, US manufacturing trends, buying American products, how to find Made in USA products, import tariffs effects, supply chain and tariffs, high-yield savings account vs money market account, money market vs savings account, best account for home repairs, home repair savings tips, sinking funds savings, budgeting for home repairs, saving after renovation, using 0% APR credit card for home repairs, home improvement budgeting, multiple savings accounts strategy, emergency funds after buying a house, prioritizing home repairs, savings account APY, Atomic Treasury account, saving for home maintenance, home equity for renovations, refinancing home repairs, saving 1 percent of home value, how to choose savings account type, home maintenance budget rule, saving buckets strategy, rebuild emergency fund, automatic savings deposits, smart home budgeting, save for home emergencies, and high-yield savings account pros and cons.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected].

Like what you hear? Please leave us a review and tell a friend.