We're sunsetting PodQuest on 2025-07-28. Thank you for your support!
Export Podcast Subscriptions
cover of episode Maximizing Employer-Provided Perks: A Guide to Your Benefits

Maximizing Employer-Provided Perks: A Guide to Your Benefits

2024/11/21
logo of podcast NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast
AI Deep Dive AI Chapters Transcript
People
A
Amber Clayton
L
Liz Weston
著名个人财务专家和认证金融规划师，多次获奖的全国知名专栏作家和播客主持人。
Topics
Liz Weston 和 Sean Pyles 与人力资源管理协会 (SHRM) 的 Amber Clayton 探讨了除健康保险之外，雇主在开放注册期间提供的各种福利。他们讨论了牙科和视力保险、长期护理保险、宠物保险、法律援助、领养援助、健身房会员资格、心理健康福利等等。他们还提供了一些准备开放注册的技巧，并提供了一些关于某些福利的常见程度的统计数据。Amber Clayton 解释了为什么牙科和视力保险通常与健康保险分开，并讨论了雇主提供的不同类型的牙科和视力保险计划。她还介绍了长期护理保险、宠物保险、法律援助、领养援助、财务健康计划、健身房会员资格和心理健康福利。Liz Weston 和 Sean Pyles 强调了在审查工作机会时查看公司福利方案细节的重要性，并建议人们在开放注册期间花时间深入了解自己的选择。

Deep Dive

Chapters
This chapter discusses the separation of dental and vision benefits from health insurance and the reasons behind it, including the flexibility it offers to employees and the different levels of coverage provided.
  • Dental and vision benefits are often separated to allow employees to choose whether to opt in.
  • Employers can provide more benefits like discounts on dental cleaning or eye exams through separate plans.
  • Dental plans typically cover preventive care at 100% and vary in coverage for other services like x-rays and fillings.

Shownotes Transcript

Understand employer-provided benefits, from dental and vision coverage to more unique perks like legal assistance.

In the third and final episode of our special series on open enrollment, hosts Sean Pyles and Liz Weston discuss the various benefits that employers offer during open enrollment season aside from health insurance. Liz speaks with Amber Clayton (Society for Human Resource Management) about dental and vision coverage, long-term care insurance, pet insurance, legal assistance, adoption assistance, gym memberships, mental health benefits, and more. 

They offer tips for preparing for open enrollment and provide statistics on how common it is for certain benefits to be offered.

In their conversation, the Nerds discuss: employer-provided benefits, benefits packages, Society for Human Resource Management (SHRM), open enrollment season, dental coverage, vision coverage, ACA Marketplace, healthcare.gov, supplemental coverage, long-term care options, gym memberships, mental health benefits, employee benefits, pet insurance, in-network providers, health insurance, dental and vision insurance, financial planning, legal assistance, employee assistance programs, financial wellness, tuition assistance, adoption assistance, student loan reimbursements, 529 plan payroll deductions, company swag, free snacks, matching charitable contributions, and employee retention and recruitment.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]).

Like what you hear? Please leave us a review and tell a friend.