We're sunsetting PodQuest on 2025-07-28. Thank you for your support!

Should I Get A High Deductible Health Plan?

2024/11/1

Ramsey Everyday Millionaires

AI Deep Dive AI Chapters Transcript

People

主

主持人

专注于电动车和能源领域的播客主持人和内容创作者。

Topics

主持人：对于健康状况良好的家庭来说，高免赔额健康计划结合HSA（健康储蓄账户）非常划算，因为HSA具有三重免税优势：存入资金免税，用于医疗费用的支出免税。高免赔额健康计划和PPO计划各有优劣，选择取决于家庭成员的健康状况和就医频率。如果能够预先存够免赔额，高免赔额健康计划结合HSA通常更划算。提前咨询医院的现金支付价格，可以帮助规划生育费用。高免赔额的金额应包含在紧急基金中，但最好高于紧急基金的总额。HSA账户中的未动用资金可以进行投资，类似于退休账户。听众：我们夫妇都很健康，每年进行几次体检，计划几年后要孩子，想了解高免赔额健康计划和HSA是否适合我们。我们想了解高免赔额健康计划与PPO计划的区别，以及如何规划高免赔额和紧急基金。

Deep Dive

Shownotes Transcript

💵 Sign up for EveryDollar today - Create a free Budget!)

Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

Next Steps:

💰Need Help with your investments? Click here) to connect with a SmartVestor Pro.

🏠To learn more about how to plan for Retirement, click here)

🏦To learn more about Investing, click here)

🎓Create a college savings plan for your child’s future. Click here) to connect with a SmartVestor Pro.

Listen to more from Ramsey Network

🎙️ The Ramsey Show)** **

🧠 The Dr. John Delony Show)

🍸 Smart Money Happy Hour)

💡 The Rachel Cruze Show)

💰 George Kamel)

💼 The Ken Coleman Show)