We're sunsetting PodQuest on 2025-07-28. Thank you for your support!
Export Podcast Subscriptions
cover of episode How to Start Investing in Real Estate with $25,000 or Less (Rookie Reply)

How to Start Investing in Real Estate with $25,000 or Less (Rookie Reply)

2025/4/4
logo of podcast Real Estate Rookie

Real Estate Rookie

AI Deep Dive AI Chapters Transcript
People
A
Ashley Kerr
T
Tony J. Robinson
Topics
Ashley Kerr: 我认为对于新手投资者来说,选择合适的市场至关重要。与其分散精力在多个市场寻找房产,不如专注于一个市场,深入了解当地的市场行情和社区情况。利用BiggerPockets市场查找器等工具,可以帮助你缩小搜索范围,找到更合适的投资机会。在选择投资策略时,要考虑自身的风险承受能力和财务状况,选择最适合自己的策略。例如,房屋租赁(house hacking)是一种不错的选择,它可以降低你的生活成本,并结合自住和投资两种用途。此外,在选择投资房产时,要考虑房产的类型和特点,例如ADU、地下室改造等,以提高投资回报率。 在筛选租客时,要进行全面的背景调查和信用评估,确保租客的财务可靠性。如果租客需要担保人,担保人也需要进行同样的审核流程。在租赁合同中,要明确列出所有财务责任人,以便在租金未付时进行追偿。 对于拥有2.5万美元资金的新手投资者,可以考虑使用USDA贷款等低首付贷款,但需要确保有足够的储备金来应对意外情况。 Tony J. Robinson: 我同意Ashley的观点,新手投资者应该专注于一个市场,最多关注一到三个社区。选择投资市场的策略取决于投资者的目标速度和可分析交易的数量。如果目标是快速达成交易,则需要扩大搜索范围;如果时间充裕,则可以专注于一个市场。由于市场库存有限,新手投资者可以适当扩大搜索范围,例如从一个邮政编码扩大到一个城市,甚至多个城市。 对于拥有2.5万美元资金的新手投资者,在中等房价市场,最佳策略可能是房屋租赁(House hacking),因为它可以降低生活成本,产生现金流,并降低购置成本。选择投资策略时,需要考虑自身的技能、能力和倾向性,选择最适合自身的策略,以降低风险。例如,如果你不擅长项目管理,那么BRRRR可能不是一个好的选择。 在筛选租客时,要确保进行全面的背景调查和信用评估,包括担保人。如果租客信用记录不足或收入较低,可以要求其提供担保人,但担保人也需要进行完整的背景调查和申请流程。

Deep Dive

Shownotes Transcript

Do you have around $25,000 saved? Good news—you can invest in real estate)! There are several ways to get started, but which investing strategy) reigns supreme? We’ll show you how to get the best bang for your buck so you can buy your next investment even faster!

 

Welcome to another Rookie Reply! We went back into the BiggerPockets Forums) and Real Estate Rookie Facebook group) and found more investing questions from beginners just like you. Today’s first question comes from an investor who’s struggling to pick a market. Should they hone in on a single area, or will scouring multiple markets speed up their search for the perfect deal? You might be surprised to hear where Ashley and Tony land on this one!

 

Then, we’ll hear from an investor who has saved $25,000 to put towards their first rental property). Like many rookies, they’re looking to scale their real estate portfolio) fast, so we’ll share our favorite strategies for doing just that—including a few outside-the-box ideas. Finally, how do you vet a co-signer when screening tenants)? We’ll show you how to cover all your bases!

Looking to invest? Need answers? Ask your question here)!

In This Episode We Cover

How to start investing in real estate with just $25,000 (or less)

The best ways to put low (or no) money down on a rental property

How to pick the right market to invest in (and when to pick multiple!)

The key to finding *more *real estate deals) with a “narrow” buy box

How to properly vet a co-signer for your new tenant’s lease

And So Much More!

Check out more resources from this show on BiggerPockets.com) and https://www.biggerpockets.com/blog/rookie-544)

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected]). 

Learn more about your ad choices. Visit megaphone.fm/adchoices)