Resolution #1: Don’t fall for the hype! Just in time for 2024, Rachel and George are here to protect your budget (and your sanity) from the Internet trends and must-have products that don’t pay off—and green-light some that do.

In this episode:

· Is Taylor Swift really worth her weight in gold?

· George throws some shade on the TikTokers

· Why paying with cash (and resisting an impulse buy) is always cool

Resources:

· Pre-order George’s new book, Breaking Free From Broke, today.

· Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney.

· Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar.

· Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

· Learn more about your ad choices: https://www.megaphone.fm/adchoices

· Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

This Week’s Happy Hour Special: Smoked Campfire Mule

Ingredients:

· 1 1/2 ounces bourbon

· 1/2 ounce of lemon juice

· 1/4 ounce of maple syrup

· 4 ounces of ginger beer

· 1 toasted marshmallow (for garnish)

· Wood chips (for smoking)

Instructions: Before mixing the cocktail, smoke the glass. (Pro tip: The smoke will stick better to a chilled glass.) Light the ingredient that you’re smoking (we used a few wood chips) with a match. Turn your chilled glass upside down over the smoke and allow it to fill the interior of the glass. Leave your glass upside down over the smoke and start making your cocktail.

Add the bourbon, lemon juice, maple syrup and ice into a shaker, then shake until chilled. Strain the liquid into the smoked glass and top with ginger beer. Garnish with a toasted marshmallow (use a kitchen food torch to toast it) and cheers to 2024!

Overhyped vs. Underhyped: Critiquing Today’s Money and Pop Culture Trends 44:13 Share

Smart Money Happy Hour with Rachel Cruze and George Kamel

Shownotes Transcript

Overhyped vs. Underhyped: Critiquing Today’s Money and Pop Culture Trends