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cover of episode We’re Here to Judge Your Guilty Pleasures (With Love)

We’re Here to Judge Your Guilty Pleasures (With Love)

2025/6/5
logo of podcast Smart Money Happy Hour with Rachel Cruze and George Kamel

Smart Money Happy Hour with Rachel Cruze and George Kamel
AI Deep Dive AI Chapters Transcript
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George Kamel
从负净值到百万富翁的个人财务专家，通过播客和书籍帮助人们管理财务。
R
Rachel Cruz
Topics
Rachel Cruz: 我认为罪恶消费是指那些让我们感到快乐，但可能对财务状况产生负面影响的消费行为。这些消费可能包括美甲、瓶装水等。重要的是要意识到这些消费习惯，并确保它们不会对我们的财务目标造成阻碍。我会定期做美甲，这让我感到放松和自信。虽然我知道这笔开销并不必要，但它是我生活中一个小小的乐趣。 George Kamel: 我认为罪恶消费、恶习和成瘾之间存在明显的区别。罪恶消费是无伤大雅的，而恶习则可能对个人或他人造成伤害。成瘾则是一种失控的行为，需要专业的帮助。我个人比较喜欢在咖啡店购买昂贵的咖啡和鸡尾酒。我知道这笔钱可以省下来，但我认为偶尔放纵一下自己也是可以的。重要的是要找到一个平衡点，既能享受生活，又能保持财务健康。

Deep Dive

Chapters
Rachel Cruze and George Kamel discuss their own guilty pleasure purchases and explore whether seemingly harmless spending habits can lead to financial difficulties. They define the differences between guilty pleasures, vices, and addictions, setting the stage for analyzing listener-submitted examples.
  • Guilty pleasures are enjoyable but slightly embarrassing purchases that don't significantly impact the budget.
  • Vices are morally questionable or shameful habits that may have negative consequences.
  • Addictions are uncontrollable behaviors that negatively impact one's life.

Shownotes Transcript

📈 Are you on track with the Baby Steps? Get a free personalized plan.)

 

Could your guilty pleasures—like fancy water or a fresh manicure appointment—actually be keeping you broke? Find out in this episode as Rachel and George reveal their own “guilty pleasure” purchases, plus react to some of yours. 

 

Next Steps:

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  • 1 ounce bourbon

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  • 1/4 ounce coffee liqueur

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  • Orange twist as a garnish

Instructions: Add all ingredients to a mixing glass and stir with ice until chilled. Strain into a glass over a large ice cube. Garnish with an orange twist.

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🪑 Front Row Seat with Ken Coleman)

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