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cover of episode 1758: Ask Farnoosh: Trump Tariffs, Retirement Decisions, and Car-Buying Tips

1758: Ask Farnoosh: Trump Tariffs, Retirement Decisions, and Car-Buying Tips

2024/12/6
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So Money with Farnoosh Torabi
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Farnoosh在节目中讨论了特朗普关税对消费者支出和投资的影响。她指出，关税可能会导致某些商品价格上涨，建议消费者提前购买可能受影响的商品，例如大型家用电器、科技产品和家具。她还建议消费者考虑购买二手商品以节省开支。此外，她还讨论了关税对汽车市场的影响，建议消费者在年底前购买汽车，并提供了一些购车技巧。在投资方面，她讨论了Roth 401(k)和Traditional 401(k)的区别，并建议投资者根据自身情况选择合适的退休计划。她还建议投资者采取混合投资策略，以应对未来的不确定性。 听众就如何选择Roth 401(k)还是Traditional 401(k)，以及如何在12月省钱买车提出了问题。

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Farnoosh discusses the potential impact of Trump's tariffs on various product categories and advises on what to buy before prices go up.
  • Tariffs could increase costs for major home appliances, technology, and furniture.
  • Energy-efficient home improvements can still benefit from tax credits before they are potentially eradicated.
  • Shopping second-hand can be a cost-effective way to circumvent rising prices.

Shownotes Transcript

If you’re planning to make a big purchase in the next few months, don’t wait. Early holiday sales and year-end discounts are already a smart move—but add the potential for higher tariffs, and shopping is now more convincing. Farnoosh breaks it down in this new episode of Ask Farnoosh. Plus: Which is better, a Roth or Traditional 401(k), and How to Save Money on Buying a Car in December.

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Read: What Should You Buy Before the Trump Tariffs - HuffPost)