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cover of episode Break the Cycle of Financial Self-Sabotage

Break the Cycle of Financial Self-Sabotage

2025/2/13
logo of podcast The Ramsey Show

The Ramsey Show
AI Deep Dive AI Chapters Transcript
People
A
Ashton
C
Courtney
E
Elizabeth
J
Jade Warshaw
从专业歌手到财务专家，Jade Warshaw 的故事激励众多人实现财务自由。
J
John Delony
以实用建议帮助人们解决生活和财务问题的知名播客主播。
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
R
Rebecca
R
Renee
S
Susie
T
Tommy
Topics
Brian: 我和前妻共同购买了一套房子，但离婚后我独自承担了房贷和她积累的信用卡债务，经济压力很大，不知道是否应该继续持有这套房子。 Rachel Cruze: 我认为你应该卖掉房子，因为承担房贷的压力是巨大的，这会影响你的判断。即使需要支付一些费用，也要尽快摆脱困境。 John Delony: 我认为离婚后想要成功，需要彻底结束过去的生活，重新开始。你应该重新评估是否真的需要这套房子，并考虑出售。

Deep Dive

Chapters
Brian from Montana is struggling to afford his mortgage after his divorce. He's considering selling the house but is worried about losing money. The hosts advise him to get a realtor's assessment and consider the emotional and financial implications before making a decision.
  • Divorce significantly impacts finances.
  • Consider selling if mortgage payments exceed 30% of income.
  • Emotion can cloud financial judgment.

Shownotes Transcript

**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)

Rachel Cruze & Dr. John Delony answer your questions and discuss:

  • "I can't afford my mortgage after divorce,"

  • "I'm conflicted about staying home with my son,"

  • "Should I buy a home with my boyfriend?,"

  • "Budgeting for kid’s travel sports in Baby Step 2,"

  • "I don't trust my husband enough to have joint bank accounts,"

  • "I feel like my business is unevenly split"

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