Shownotes Transcript
**📈 **Are you on track with the Baby Steps? Get a Free Personalized Plan)
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Dave Ramsey & Dr. John Delony answer your questions and discuss:
"I made almost $200K last year and have nothing to show for it,"
"We owe $20k more on a car than it's worth,"
"Stop investing to save for a house?"
"I just found out my wages are being garnished,"
"Do you have advice for adult children discussing wills with their parents?"
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